September, 10 2018, 12:00am EDT
350.org on Gov. Brown Signing Bill to Move California to 100% Clean Energy
Today, Gov. Jerry Brown signed SB 100 into law, which will move the state's electrical grid to 100% clean energy by no later than 2045.
Bill McKibben, co-founder of 350.org, gave the following statement in response:
Oakland, CA
Today, Gov. Jerry Brown signed SB 100 into law, which will move the state's electrical grid to 100% clean energy by no later than 2045.
Bill McKibben, co-founder of 350.org, gave the following statement in response:
"Good organizing pays off! So much credit is due to community groups around California that turned the fires and droughts and floods into fuel for significant climate action. While some are talking about climate solutions and green jobs, California leaders like Senator Kevin de Leon are making solutions real."
May Boeve, Executive Director of 350.org, gave the following statement in response:
"Local organizing made this moment possible. The movement for 100% clean energy began at the grassroots level. To see California, the world's 5th largest economy, commit to the 100% goal, is an historic moment and testament to the growing power of this movement.
"We still have work to do. We'll need to ensure that the transition to 100% clean energy is a just and equitable one that protects workers, and prioritizes the needs of the low-income and communities of color who have been the worst impacted by fossil fuels and climate change. We'll also continue to push Governor Brown and his successor to ban new fossil fuel projects and phase out existing production. Without that commitment, California will only be undermining its own goal of addressing the climate crisis."
Local 350 groups across California have been advocating for the state to move to 100% clean energy for years. 350.org supported the effort to pass SB100 with petitions, calls, and actions across the state. On Saturday, more than 30,000 people from across the state joined the "Rise for Climate, Jobs and Justice" march in San Francisco to call on Brown and elected officials to go fossil free and support a fast and fair transition to 100% renewable energy. The march was one of 900 events and rallies that took place in more than 80 countries around the world.
Over the next week of the Global Climate Action Summit, 350.org will be pushing governments, businesses and investors to stop new fossil fuel projects, end financing for dirty energy, and support a fair and fast transition to 100% renewable energy.
350 is building a future that's just, prosperous, equitable and safe from the effects of the climate crisis. We're an international movement of ordinary people working to end the age of fossil fuels and build a world of community-led renewable energy for all.
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New Rule From Agency Trump Wants Destroyed Would Save Consumers $5 Billion Per Year in Overdraft Fees
One advocate called the CFPB's new rule "a major milestone in its effort to level the playing field between regular people and big banks."
Dec 12, 2024
The Consumer Financial Protection Bureau, one of President-elect Donald Trump's top expected targets as he plans to dismantle parts of the federal government after taking office in January, announced on Thursday its latest action aimed at saving households across the U.S. hundreds of dollars in fees each year.
The agency issued a final rule to close a 55-year-old loophole that has allowed big banks to collect billions of dollars in overdraft fees from consumers each year,
The rule makes significant updates to federal regulations for financial institutions' overdraft fees, ordering banks with more than $10 billion in assets to choose between several options:
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- Capping fees at an amount that covers costs and losses; or
- Disclosing the terms of overdraft loans as they do with other loans, giving consumers a choice regarding whether they open a line of overdraft credit and allowing them to comparison-shop.
The final rule is expected to save Americans $5 billion annually in overdraft fees, or about $225 per household that pays overdraft fees.
Adam Rust, director of financial services at the Consumer Federation of America, called the rule "a major milestone" in the CFPB's efforts "to level the playing field between regular people and big banks."
"No one should have to pick between paying a junk overdraft fee or buying groceries," said Rust. "This rule gives banks a choice: they can charge a reasonable fee that does not exploit their customers, or they can treat these loan products as an extension of credit and comply with existing lending laws."
The rule is set to go into effect next October, but the incoming Trump administration could put its implementation in jeopardy. Trump has named billionaire Tesla CEO Elon Musk to co-lead the Department of Government Efficiency, an advisory body he hopes to create. Musk has signaled that he wants to "delete" the CFPB, echoing a proposal within the right-wing policy agenda Project 2025, which was co-authored by many officials from the first Trump term.
"The CFPB is cracking down on these excessive junk fees and requiring big banks to come clean about the interest rate they're charging on overdraft loans."
"It is critical that incoming and returning members of Congress and President-elect Trump side with voters struggling in this economy and support the CFPB's overdraft rule," said Lauren Saunders, associate director at the National Consumer Law Center (NCLC). "This rule is an example of the CFPB's hard work for everyday Americans."
In recent decades, banks have used overdraft fees as profit drivers which increase consumer costs by billions of dollars every year while causing tens of millions to lose access to banking services and face negative credit reports that can harm their financial futures.
The Federal Reserve Board exempted banks from Truth in Lending Act protections in 1969, allowing them to charge overdraft fees without disclosing their terms to consumers.
"For far too long, the largest banks have exploited a legal loophole that has drained billions of dollars from Americans' deposit accounts," said CFPB Director Rohit Chopra. "The CFPB is cracking down on these excessive junk fees and requiring big banks to come clean about the interest rate they're charging on overdraft loans."
Government watchdog Accountable.US credited the CFPB with cracking down on overdraft fees despite aggressive campaigning against the action by Wall Street, which has claimed the fees have benefits for American families.
Accountable.US noted that Republican Reps. Patrick McHenry of North Carolina and Andy Barr of Kentucky have appeared to lift their criticisms of the rule straight from industry talking points, claiming that reforming overdraft fee rules would "limit consumer choice, stifle innovation, and ultimately raise the cost of banking for all consumers."
Similarly, in April Barr claimed at a hearing that "the vast majority of Americans" believe credit card late fees are legitimate after the Biden administration unveiled a rule capping the fees at $8.
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The new overdraft fee rule follows a $95 million enforcement action against Navy Federal Credit Union for illegal surprise overdraft fees and similar actions against Wells Fargo, Regions Bank, and Atlantic Union.
Consumers have saved $6 billion annually through the CFPB's initiative to curb junk fees, which has led multiple banks to reduce or eliminate their fees.
"Big banks that charge high fees for overdrafts are not providing a courtesy to consumers—it's a form of predatory lending that exacerbates wealth disparities and racial inequalities," said Carla Sanchez-Adams, senior attorney at NCLC. "The CFPB's overdraft rule ensures that the most vulnerable consumers are protected from big banks trying to pad their profits with junk fees."
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Police use of "catch-and-release" tactics is particularly worrying for press freedom advocates, according to the U.S. Press Freedom Tracker.
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Arrests and detainments of journalists in the United States surged in 2024 compared to the year prior, according to the U.S. Press Freedom Tracker, a project of the Freedom of the Press Foundation.
The tracker reports that journalists were arrested or detained by police at least 48 times this year—eclipsing the number of arrests that took place in the previous two years combined, and constituting the third highest number of yearly arrests and detentions since the project began cataloging press freedom violations in 2017. 2020, however, still stands as far and away the year with the most arrests and detentions.
The 48 arrests and detentions this year is also part of a larger list of "press freedom incidents" that the tracker documents, including things like equipment damage, equipment seizure, and assault.
While a year with a high number of protests typically leads to more arrests, "it was protests in response to the Israel-Gaza war that caused this year's uptick," according to the tracker.
The vast majority of the arrests and detainments out of the total 48 were linked to these sorts of demonstrations, and it was protests at Columbia University's Manhattan campus that were the site of this year's largest detainment of journalists.
The report also recounts the story of Roni Jacobson, a freelance reporter whose experience on the last day of 2023 was a harbinger of press freedom incidents to come in 2024. Jacobson was on assignment to cover a pro-Palestinian demonstration for the New York Daily News on December 31, 2023 when she was told to leave by police because she didn't have city-issued press credentials with her. She recounted that she accidentally bumped into an officer and was arrested. She was held overnight at a precinct and then released after the charges against her, which included disorderly conduct, were dropped.
Even five arrests that the tracker deems "election-related" took place at protests that were "at least partially if not entirely focused on the Israel-Gaza war." Three of those election-related arrests took place at protests happening around the Democratic National Convention in August.
One police force in particular bears responsibility for this year's crackdown: Nearly 50% of the arrests of journalists this year were at the hands of the New York Police Department (NYPD). Many of those taken into custody had their charges dropped quickly, but the tracker notes that the NYPD's use of "catch-and-release" tactics was particularly worrying to press freedom advocates.
Two photojournalists, Josh Pacheco and Olga Federova, were detained four times this year in both New York City and Chicago while photographing protests. They were both "assaulted and arrested and [had] their equipment damaged" while documenting police clearing a student encampment at Manhattan's Fashion Institute of Technology; however, they were released the next day and told their arrests had been voided.
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President-elect Donald Trump said Wednesday that he has chosen Kari Lake, a far-right election denier and failed U.S. Senate candidate, to lead the federally funded international broadcast network Voice of America, a move that critics said underscores Trump's effort to transform government entities into vehicles to advance his own interests.
In a Truth Social post, Trump wrote that as director of VOA, Lake would "ensure that the American values of Freedom and Liberty are broadcast around the World FAIRLY and ACCURATELY, unlike the lies spread by the Fake News Media."
Lake, a former television news anchor in Arizona who has echoed Trump's insidious attacks on journalists, wrote in response to the president-elect's announcement that she was "honored" to be asked to lead VOA, which she characterized as "a vital international media outlet dedicated to advancing the interests of the United States by engaging directly with people across the globe and promoting democracy and truth." VOA, which is supposed to have editorial independence, has long faced criticism for its coverage and treatment of employees.
Though the VOA's Charter states that the outlet will "present a balanced and comprehensive projection of significant American thought and institutions," Lake made clear that she views the network as a propaganda channel for the United States.
"Under my leadership, the VOA will excel in its mission: chronicling America's achievements worldwide," Lake, an outspoken Trump loyalist, wrote Wednesday.
Hours after Trump's announcement that she's his pick to lead VOA, Lake applaudedTIME magazine for naming Trump its "Person of the Year" and gushed that he "should have been the Person of the Year every year for the last decade."
Journalists and watchdogs expressed a mixture of alarm and mockery in response to Trump's attempt to elevate Lake to VOA director.
"Kari Lake as (head of) Voice of America is the stuff of parody. Or tragedy," Robert Weissman, co-president of Public Citizen, wrote on social media. "VOA matters."
Zeteo's Mehdi Hasan added that "authoritarians love to control and instrumentalize media organizations, especially state-funded ones."
"Good luck to the VOA," he wrote.
VOA is the largest federally funded international broadcaster and is overseen by the U.S. Agency for Global Media.
It is not clear whether Trump will be able to easily install Lake as VOA director. The Washington Post noted that "under rules passed in 2020, the VOA director is appointed by a majority vote of a seven-member advisory board."
"Six members of the board are named by the president and require Senate consent, and the seventh member is the secretary of state," the Post explained.
During his first term in the White House, Trump's pick to lead the U.S. Agency for Global Media worked aggressively to influence VOA coverage.
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