EMAIL SIGN UP!
Most Popular This Week
- Transcript: Today's Live Q&A With NSA Leaker, Edward Snowden
- 'Tip of the Iceberg': Senators Warn Far More Data May Not Be Safe
- Playing the Obama Bumper Sticker Game
- Intentional and Evil: Court Marshall Sexually Assaults Woman, Then Arrests Her When She Protests
- David Brooks, Tom Friedman, Bill Keller Wish Snowden Had Just Followed Orders
- Transcript: Today's Live Q&A With NSA Leaker, Edward Snowden
- Remembering Satyajit Ray’s Hirok Rajar Deshe: On Edward Snowden, Resistance and Inverted Totalitarianism
- The Terror Con
- Pentagon Bracing for Public Dissent Over Climate and Energy Shocks
- Bank of America Lied to Homeowners and Rewarded Foreclosures, Former Employees Say
Popular content
Today's Top News
Looking Beyond Money, Living Beyond Fear
The recession has dramatically demonstrated just how interconnected we are. As the housing crisis hit the calm waters of people's daily lives it sent waves that traveled over the nation and quickly reached far shores around the world. Unfortunately fear about the future is contagious. People hold back in their spending and local economies shrink like cashmere in the dryer.
We have given the idea of money incredible power. Great acts of altruism are accomplished through philanthropy that brings hope and comfort where there had been none. But in its darker incarnations money creates empires capable of destroying ecosystems and wasting the health of whole populations. Money fathered the industry of war.
On the individual level, lack of enough money causes us tremendous pain. We have been indoctrinated to believe that without the special printed paper that comes from any nation's mint we cannot obtain the goods and services needed for a good life. It doesn't matter if they are rupees, quetzales, pula, yen, rand, euros or dollars, without enough in their pockets people resign themselves to dissatisfaction, poverty and suffering.
Under the current economic circumstances, it is more urgent than ever that we shun the limiting beliefs we may have about our power to acquire what we need and look beyond our wallets for other forms of currency. There is a well of creativity that can be tapped to bring more abundance to people and communities. This is a good time to experiment with ways to re-invent commerce and expand our potential to acquire the things we need and want. Here are a few ideas that have worked.
In the early '80s while living in Durango, Colorado I made my living by practicing therapeutic massage. A town of ski bums, mountain bikers and climbers, people were just getting by from what they could earned during our winter and summer tourist seasons. Massage for many was a luxury they could not afford.
Wanting to increase my ability to acquire what I needed, I started offering to trade professional massage in exchange for goods and services. Who would not want a massage to relieve stress or to alleviate the pains of hard mountain biking or skiing? My trade activity grew rapidly. The owner of the local bookstore, an avid mountain biker, let me charge books which were paid for with massage. A fellow called to ask if I'd like a cord of firewood delivered to my cabin door before the first snows. I jokingly accused my dentist of being over zealous in finding work to do in my mouth to which she admitted wanting more massage. People began to pay debts to others by transferring massages to them.
This bartering grew to include others throughout town. There was no formal structure, just agreements between people, "I'll give you my services in exchange for your goods, sound good?" People were able to do business without cash just by keeping the agreements.
Eventually someone created a register of available bartering partners, making it possible to trade with people one did not previously know. As if to prove the success of the movement, the organizer of the register was contacted by the IRS with instructions to oblige barterers to pay income tax on the value of the trade. After a bit of eye-rolling, people continued the tax-free, people-to-people trading.
A more formal extension of bartering is the creation of "local currency" as a community-based system of exchange. One of the better known experiments with local currency has been going on since the recession of 1991 in Ithaca, New York. "Ithaca Hours" can be used to buy goods and services in Ithaca. The movement began when vendors at the local farmer's market decided to accept hours for products. It soon expanded widely to include many businesses. Eventually Ithaca Hours received serious attention from the central bank in China that sent a high level official to Ithaca to study it. The E.F. Schumacher Society, founded to carry on the ideas of the visionary economist and author of Small is Beautiful, promotes such community-based experiments.
Once you get out of the box of thinking you need money for all business there is no limit to the kinds of cash-free services that are possible as Alec Keefer demonstrated in Portland, Oregon. Alec dropped out of high school to read heady books in the basement of a house he and friends squatted. A true believer in the power of permaculture to reshape societies into sustainable systems, listening to Alec's analysis of how to transform society's institutions is as good as or better than talking with any futurist sociologist.
In his early twenties, Alec founded the Anarchist Post Office in Portland, a town where biking is a major mode of transportation. It worked like this. People dropped off their mail at boxes in participating coffee shops, stores and restaurants. Volunteer mail carriers delivered letters with destinations that happened to be on their way as they biked around town. No postage was paid. People just did the favor as they did their errands.
We are fundamentally creative beings capable of composing great symphonies and building hospitals to save lives. These times are testing us, encouraging us to remember the breadth of our better natures. We are being pushed to seize new opportunities for cooperation and trust, and to make a stronger commitment to the common good.
If we go into that realm where fear has to wait outside, we will encounter the courage and excitement to try new ways to meet our needs in cooperation with others. As more people experiment with creating innovative systems it will become clear that the crisis has presented us with an opportunity to refashion commerce to better support each other and help businesses thrive where we live. If that excitement were to become contagious, we could very well find ourselves creating prosperity for many while at the same time liberating ourselves from fear. Keep the faith.- Posted in
Comments
Note: Disqus 2012 is best viewed on an up to date browser. Click here for information. Instructions for how to sign up to comment can be viewed here. Our Comment Policy can be viewed here. Please follow the guidelines. Note to Readers: Spam Filter May Capture Legitimate Comments...



14 Comments so far
Show All"If we go into that realm where FEAR has to wait outside..."
This is the key isn't it? The corporatocracy wants us to stay fearful. The accompanying stress keeps our creative imaginations stunted.
This and a steady diet of materialism via information overload, a gradual dumbing-down of the masses through a willful de-funding of our public education system, tax payer dollars gifted to faith-based organizations (another Bush era Constitutional-gaffe that Brand O has yet to rectify), 24-hour infotainment disguised as 'news', and American Culture (Way-of-Life) does indeed become an oxymoron.
I reacted negatively to the "massage therapy" part--a little loosey-goosey and what everybody thinks of to discredit alternative economic initiatives. That said, I support efforts at building economies outside the system. Note the use of plural. Monolithic economic systems don't have a great track record in terms of human rights or even fulfilling human needs. While we build new economic entities, we need to pressure those commandeering vast social value for purposes of trinkets and wars and liberate as much value as we can as cash. In the near term, most of us live in the capitalist cash economy with at least a few opportunities to put a least a toe into a different kind of economy--coops, alternative currency networks, gift economy. There's a role for both alternative economics and mass economic struggle.
Well, it's a nice idea, and perhaps it has some limited usefulness. Once upon a time, commerce used to kinda, sorta be this way. Trouble is, how do you keep track of, for example, fractional massages? For example, one massage may be worth about $50. Not every purchase you make is exactly equal to one "Massage Note."
Before Congress standardized U.S. currency in 1861, there were more than a thousand different kinds of money floating around (and a lot of it was counterfeit or worthless). I don't have a problem with the particular unit of currency, whether it's a Gold Certificate, Federal Reserve Note, Massage Note, or whatever. My two problems are (1) I'm having to give more massages for the same amount of goods and services, and (2) I don't offer massages anyway; my skills are useful only in a product-development test-lab environment. That implies receiving monetary compensation. I really don't want my boss to give me massages or mow my lawn or whatever.
However, I definitely agree that, along with getting money out of politics, we need to get politics out of our monetary system.
"Once upon a time,commerce used to kinda,sorta be this way.Trouble is,how do you keep track of, for example,fractional massages?" Wow this sounds like a Sarah Palin speech! Fivecorners you should have stuck to your last line. peace
We have been taught to measure and fit everything to a monetary value, but isn't it really just about what we Need, and what we have to Offer?
Needs: Everyone, including people who work in laboratories, all need the same things - food, shelter, utilities, misc. equipment/ furniture/ appliances and repair thereof, childcare, etc.
Offers: Most people have hobbies and avocations, some of which are more skilful, practical, beautiful, and 'productive' than their day job. For instance, they like and know birds, children, photography, computers, grammatical English, tasteful landscaping or home decorating, etc. There is always something to trade!
It's self-limiting and faintly ridiculous to stay confined within a cash economy which also continuously steals a percentage of what you thought was yours.
Consider electricity as an alternate form of money. Electricity is a primary societal need. Everybody is wired to electricity. To not have electricity would severely disrupt society. The intrinsic value of an electrical unit, measured in kilowatts, is uniform and measurable. One root of all comparative valuation could be a kilowatt.
http://theformofmoney.blogharbor.com/blog/_archives/2007/6/21/3015861.html
This is a positive decentralized effort that works for some people. Attempting to apply one idea to everyone would be wrong headed. Widespread experimentation in new lifeways that make sense in this world of climate change that enables more sustainability is priceless. The decentralized nature of these new lifeways reflects the realities of life in different places and should be encouraged. If it works, use it. The new lifeways also allow the circumvention of greed and centralization. As we each change individually, communities change. As communities change, States and Nations change. These new lifeways are a bullwark against the uglyness of the change process. Don't worry, be happy, just do it!
Great concept! There is a strong movement in my community, and it is one of the reasons which I stay here despite being in one of the reddest states in the union.
As people have commented, there is no one size fits all which is in many ways the strength of the concept.
I have a couple of additional comments:
- Housing is a big hurdle in any alternative system. I love bartering, trading, and sharing abundance of materials - but I am unfortunately locked into a mortgage. As one commentor on this site (whose name escapes me) always points out, private property ownership is a gigantic stone around our necks. I have not figured out how to unchain that stone quite yet, and it keeps me and many others tied to the larger economy.
- In reponse to another comment that, "Not every purchase you make is exactly equal to one "Massage Note."" I believe at some point in time we need to consciously evolve past this way of thinking and move towards a community based way of living. Not necessarily commune living, but to the point of thinking that sometimes I will get full value for my massage, and sometimes I will not. But it doesn't matter and it will all work out in the long run because we will look out for each other and make sure we all have what we need. Keeping track of credit - be it $$ or massage notes - slides us back to the capitalistic way of thinking, and capitalism creates serfs, debt, and all other ways of keeping us in servitude (not to mention also capitalism kills). I truly believe the large majority of people are not looking to rip each other off, and in most cases agreeable terms can be met.
hey, rastaman!
individually, I haven't figured out a solution to the private property thing, either...
collectively, though, a solution is available: refuse to acknowledge title, and defend each other against the resulting onslaught...hopefully, those that would suppress such an effort will join, instead...
Global Start Date: September 22, 2012...
It's time for everybody to read, or re-read, the classic book "Walden Two" by B. F. Skinner.
Trylon
This is an excellent article that has many good ideals. But what she is talking about would be good if our current system would, say, completely collapse. This is basically a hard goods and services economy she's talking about. It is nothing new; it's the original economy of human beings.
In WWI,for example, money meant nothing to soldiers. It was hard goods. Do you have food, ciagrettes or liquor; ammunition or weapons. If you're a woman, you do for me and I'll do for you type thing. This is the most basic of economies. There's a great depiction of this in All Quiet on the Western Front.
The thing is we are in a very complex culture. The problem is our funds or efforts are mis-allocated into the hands of the few by the whole system-lock, stock and barrel. Basic human services should not be controlled by market forces. Housing, water, healthcare, food, education should all be available to the general public at regulated prices or for free. Market forces can still play a role in this society for non-essential items.
One example. The way housing is set up in the US is ineffective. Giving vouchers, having year-long waits and racial quotas. Taking tax payer money and throwing it down a rat hole. The government should build good, not cheap, housing for everyone. No questions asked;no paperwork. Many of the urban flat houses and hotels can be reburished at low cost. If you can't pay, it's free; but once you can, pay 25% of your earnings. You make $800; you pay $200, ect. This way the government could pay for it's own housing. People would be gladly putting money into the government for good affordable housing.
Take social security. The government ripped us off for 2.5 trillion. Now the government will have to spend another 2.5 tax dollars to meet the obligations of what it misappropriated, totally 5 trillion. If that money had been instead put in special low interest, private bank accounts instead, and lent out at low interest back to state and local governments, our infrastructive would be almost rebuilt and America would have it's retirement money.
But this wont happen, because the powers that be want it all...
Now this is the sort of discussion I always felt any site like CD should be used for, rather than simply crowing about the who, what and why behind how trapped everyone is feeling.
An honest exploration of alternative thinking about a specific brick in the load we all somehow have convinced ourselves we are required to carry? Go figure.
Thank you, and now, let's find some more. So what if it's been thought of before? Valid ideas need not always be original to be "fresh".
"Exchange-value could have formed only as an agent of use-value, but its victory by force of its own arms has created the conditions for its autonomous rule. Mobilizing all human use and seizing the monopoly on satisfaction, it has ended up directing use. The process of exchange became identified with all possible use ..."
Guy Debord
Get serious, folks, start studying. The US is in the last collapsing state of finance capitalism that Lenin described to a T. USD is debt credit used as "money". The finance capitalists are manipulating quasi-currency in a meta-economic system, and you are paying the bill with your lives and the lives of your children and grandchildren.
Tax-evasion in the 'massage economy'? Sounds like a disaster for those depending on the Obamacare subsidies. Making and having a reasonable amount of money makes the world go round. We all have to face that fact or face a life of limits. Most everyone gets to make a choice on how hard to strive or how much is enough...