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How Insurance Firms Drive Debate
Having grown up in one of the most conservative and Republican places in the country -- East Tennessee -- I understand why many of the people who are showing up at town hall meetings this month are reacting, sometimes violently, when members of Congress try to explain the need for an expanded government role in our health care system.
I also have a lot of conservative friends, including one former co-worker who was laid off by CIGNA several years ago but who nonetheless worries about a "government takeover" of health care.
The most vocal folks at the town hall meetings seem to share the same ideology as my kinfolks in East Tennessee and my former CIGNA buddy: the less government involvement in our lives, the better.
That point couldn't have been made clearer than by the man standing in line to get free care at Remote Area Medical's recent health care "expedition" at the Wise County, Virginia, fairgrounds, who told a reporter he was dead set against President Obama's reform proposal.
Even though he didn't have health insurance, and could see the desperation in the faces of thousands of others all around him who were in similar straits, he was more worried about the possibility of having to pay more taxes than he was eager to make sure he and his neighbors wouldn't have to wait in line to get care provided by volunteer doctors in animal stalls.
Friday morning my former CIGNA buddy sent me an e-mail challenging something he said his wife heard me say in a radio report about my press conference in the Capitol on Wednesday with Rep. Louise Slaughter, D-New York, chairwoman of the House Rules Committee.
"She heard you say that these protestors are funded by the insurance companies. Frankly, nothing would surprise me, but certainly not each and every person," he wrote. "If there was a meeting near me, I certainly would tell my local representative how I feel about this entire subject (and it wouldn't be pretty), and I certainly am not funded by anyone. So I am ultimately wondering what proof there is that seemingly ordinary Americans are finally protesting what is going in Washington and there are all of these suggestions of a greater conspiracy."
If the radio report had carried more of my remarks, he might have a better understanding of how the health insurance and its army of PR people are influencing his opinions and actions without his even knowing it.
Until I quit my job last year, I was one of the leaders of that army. I had a very successful career and was my company's voice to the media and the public for several years.
It was my job to "promote and defend" the company's reputation and to try to persuade reporters to write positive stories about the industry's ideas on reform. During the last couple of years of my career, however, I became increasingly worried that the high-deductible plans insurers were beginning to push Americans into would force more and more of us into bankruptcy.
The higher I rose in the company, the more I learned about the tactics insurers use to dump policyholders when they get sick, in order to increase profits and to reward their Wall Street investors. I could not in good conscience continue serving as an industry mouthpiece. And I did not want to be part of yet another industry effort to kill meaningful reform.
I explained during the press conference with Rep. Slaughter how the industry funnels millions of its policyholders' premiums to big public relations firms that provide talking points to conservative talk show hosts, business groups and politicians. I also described how the PR firms set up front groups, again using your premium dollars and mine, to scare people away from reform.
What I'm trying to do as I write and speak out against the insurance industry I was a part of for nearly two decades is to inform Americans that when they hear isolated stories of long waiting times to see doctors in Canada and allegations that care in other systems is rationed by "government bureaucrats," someone associated with the insurance industry wrote the original script.
The industry has been engaging in these kinds of tactics for many years, going back to its successful behind-the-scenes campaign to kill the Clinton reform plan.
A story in Friday's New York Times about the origin of the absurdly false rumor that President Obama's health care proposal would create government-sponsored "death panels" bears out what I have been saying.
The story notes that the rumor emanated "from many of the same pundits and conservative media outlets that were central in defeating Bill Clinton's health care proposal 16 years ago, including the editorial board of The Washington Times, the American Spectator magazine and Betsy McCaughey, whose 1994 health care critique made her a star of the conservative movement (and ultimately, the lieutenant governor of New York)."
The big PR firms that work for the industry have close connections with those media outlets and stars in the conservative movement. One of their PR firms, which created and staffed a front group in the late '90s to kill the proposed "Patients' Bill of Rights," launched a PR and advertising campaign in conservative media outlets to drum up opposition to the bill.
The message: President Clinton "owed a debt to the liberal base of the Democrat Party and would try to pay back that debt by advancing the type of big government agenda on health care that he failed to get in 1994."
The industry goes to great lengths to keep its involvement in these campaigns hidden from public view. I know from having served on numerous trade group committees and industry-funded front groups, however, that industry leaders are always full partners in developing strategies to derail any reform that might interfere with insurers' ability to increase profits.
So the next time you hear someone warning against a "government takeover" of our health care system, or that the creation of a public health insurance option would send us down the "slippery slope toward socialism," know that someone like I used to be wrote those terms, knowing it might turn many of the very people who would benefit most from meaningful reform into unwitting spokespeople for the industry.
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17 Comments so far
Show AllI suppose it's too much to expect that people will ever get very far beyond the "hot issue" of the moment and its symptomatic manifestations. Insurance firms driving "debate" is merely one of them. They're no different from any other participant in USA Incorporated's power structure and governance and its consent manufacturing processes.
To quote Cassius and Edward R Murrow: "The fault, dear Brutus, is not in our stars, but in ourselves."
Both Bill Moyers and Amy Goodman interviewed Wendell Potter. Both interviews can be found on their respective websites.
In his interview with Bill Moyers, Wendell Potter stated that Michael Moore, with his film SICKO, "hit the nail on its head," so to speak. In other words, Michael Moore's film told the truth.
This morning, Amy Goodman interviewed Chad Terhune and Keith Epstein, who wrote the Business Week article, The Health Insurers Have Already Won. Amy reported that Stephen Hemsley, CEO of United Health, makes $102,000 per hour. United Health is now poised to take in even higher profits with Obama's "health insurance reform" bill. United Health is the biggest provider of both S-Chip and Medicaid.
Angela and Amy also broadcast a clip from Robert Greenwald's new documentary, Sick for Profit. There is a link on the Democracy Now! website.
To listen to this morning's interview, go to:
www.democracynow.org/2009/8/17/business_week_the_health_insurers_have
If Democracy Now isn't on your local tv channel, ask them to put it on. It worked in Waltham Mass!
Thank you for your work Mr. Potter. You are a true American hero.
Obama is such a big sell-out he shuld be tried for tyranny. He makes my stomach turn!
Not for a single moment am I worried or concerned about what most curious, liberals and intelligent conservatives see, hear, read, research and very well understand.
It's those who listen to Glen Beck, Rush Limbaugh, and Ann Coulter types I’m most concerned about. How is it that these talking heads out number our listeners and readers overwhelmingly, by leaps and bounds?
How and why is it that they are the leaders who lie and sensationalize with angry rants and obstruction, while some of chase after them with intelligent facts that so few want to listen to or understand? The clowns are so successful they've taken over our news, broadcasting houses, and radio's.
Delay, what a total tool, is going to be on Dancing with the Stars. Don’t be surprised, next season, it will be Sarah Palin with her kids, on camera, in the audience.
Wendell Potter is a good man, a man of integrity and he wants to help us with an enormous and deeply life and death situation, but look at the clowns we're dealing with.
To think that people actually suck this crap up is no joke. People should be hearing what he has to say and HATING these insurance cartels, but no! These insurance cartel's have so much money they can pay out million's to PR firms spew this garbage out.
American society is pathetic. We are an embarrassment to ourselves and to the world.
I can hardly wait for a dose of Michael Moore/ Oct 2.
Beck, Limbaugh, etc. offer their listeners very simple and emotional arguments that they can rally behind. No thought is required at all by the listener. These people are already mad and marginalized and are just looking scapegoats to focus their hate at, and Beck, etc are more than happy to supply the targets of their hate for them.
Most of these people were brought up with a fear/hate of the federal government, and now with a black president you can throw in some racism and these folks are good to go.
But there are still a few things I can't figure out with these folks. Why if you have a fear/hate of the federal government would you volunteer, or allow your kids to volunteer to go into military service for that same federal government?
The other I cant figure out are the right wingers that get their info from the internet. If you have access to the net you can easily fact check things to be sure what you are being told is true. But I suppose if you are a true believer you have no reason to check any pesky facts.
Tom
In other words, conspiracy to distort the truth for the sake of profit is the norm in the Insurance corporations and front groups. Spending money on increased benefits is a no-no but spending money on gilding the turd is par for the course. For many years I have thought that was the case but I'm glad a genuine insider is telling the people about it. Perhaps some of them will listen.
The situation is even worse than this. It isn't just corrupt insurance companies and their sociopath executives. It goes way beyond heath care.
Corporations have taken over the nation in a slow coup. Especially since the mid-1970s. This is one battle in a much larger political war.
Corporations, their executives, and their shareholders want to continue the totalitarian system maintained by the corporate occupation of our nation.
We need to be in this for the long run. We need to replace the corporate regime with a true, multi-party democracy free from the tyranny of money. That, my friends, is a non-violent, constitutional progressive revolution. For that a long-term strategy is required.
Amen. And thank you. But it seems that the contervailing cultural development strategy of shallowness and short attention spans is more likely to prevail for the forseeable future. Almost all of its promotional intruments are held firmly by those who benefit thereby.
I don't give a goddamn how they do it. Had I studied the art of ' hidden persuasion' as much as they, I might try to answer them. I haven't.
I admit it. You will win every argument. And after lying, confusing the issue, scaring people half to death, appealing to their subconscious reptilian brains for sex, aggression, territoriality, you can convince them of anything.
And you will still be dead wrong, ugly as sin, and a traitor to your fellow human beings.
Does your seven figure salary really make it OK?
I once read a paper written by a Freshman college student in which she discussed how her political views were influenced by Hannity and O'Reilly- and that she felt they gave good information for young people on how to think and vote. She further went on to analyze them as being "fair and balanced." Shows you right there that the people who watch this BS aren't capable of thinking for themselves; they simply regurgitate what's shoved down their throats every time they watch.
What has happened to the morals of our corporate community?
Greed as big a sin as any, especially when people are dying as a result.
How are supposedly every day Americans immune to the results of un regulated greed on our society? Why do they lable as socialist, anything that would protect the people from the predatory forces of greed?
Corporate morals? You must be joking! You'll find them right alongside "corporate ethics" and "good corporate citizenship" in the wastebasket under the boardroom table.
Mr. Potter , do you have any particular goal in mind when telling the truth to the masses of insured/under-insured Americans?
I can't speak for anyone, but myself, but the majority of Americans are loathe to discuss anything about their health insurance because of it's Byzantine nature. You must have developed sharp observational skills to be ready to answer any question at all as soon as the policyholder thinks up a question about it. Otherwise, we would all be lost inside the legal terminology for "reduced risk pool", or a "significant statement" whatever that means.
Where and why are the priests, the ministers, the rabbi's, and the imam's of our country hiding? Why are they not out there demonstrating for "single payer" or "public option" and shaming the vile anti-demonstrators? Where are the descendants of Father Berrigan? The answer is simple. On Friday/Saturday/Sunday the current crop are too busy preaching compassion sans action and from Monday through Thursday they are too busy preparing their next hypocritical sermons. An alternative explanation is that they are sticking their proverbial heads into the proverbial sands. In any event, it is par-for-the-course given the current abysmal state of the rotten US churches.
Every commentator I have heard or read totally misses the fundamental reason why several European countries have "single payer systems" or systems close to that. The reason is that their health-insurance laws were enacted at a time when their labor movements (parties and unions) were so powerful that they could out-hustle and their legislating representatives could overwhelmingly outvote the puny conservative parties in parliaments. It is telling that these labor movements were not only socialist but included religious parties and unions. So, what reason have the priests, ministers, rabbi's, and imam's of our country to be in hiding now that the labor movement in our country is dead? Know-Nothing Cowardice!
Take a look and the annual/weekly income of the executives of top 10 health insurance companies and you'll see why the MOST IMPORTANT THING in their lives is to stop at nothing, including their egregious lying, to keep those paychecks rolling in
1. Ron Williams, Aetna Ins. Co.
Yearly: $24,300,112.00
Weekly: $467,309.85
2. H. Edward Hanway, CIGNA
Yearly: $12,236,740.00
Weekly: $235,321.93
3. Angela Braly, WellPoint Ins. Co.
Yearly: $9,844,121.00
Weekly: $189,310.02
4. Dale Wolf, Coventry Health Care
Yearly: $9,047,469.00
Weekly: $173,989.79
5. Michael Neidorff – Centene Insurance Co.
Yearly: $8,774,483.00
Weekly: $168,740.05
6. James Carlson, AMERIGROUP
Yearly: $5,292,546.00
Weekly: $101,779.73
7. Michael McAllister – Humana Healthcare
Yearly: $4,764,309.00
Weekly: $91,621.33
8. Jay Gellert – Health Net
Yearly: $4,425,355.00
Weekly $85,102.98
9: Richard Barasch – Universal American
Yearly: $3,503,702.00
Weekly: $67,378.88
10. Stephen Hemsley – United Health Group
Yearly: $3,241,042.00
Weekly: $62,327.73
Information for this posting can be found on the website: http://crooksandliars.com/