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one big beautiful bill act
'Shameful': Trump Threatens to Redirect Student Loan Borrowers to Most Expensive Repayment Plans
More than 7 million borrowers booted from a Biden-era loan forgiveness program will have to quickly switch to a new plan using a system that's been backed up for months.
Mar 27, 2026
After axing a Biden-era student loan repayment program, the Trump administration is threatening to kick its millions of mostly low-income beneficiaries onto the government's most expensive plan unless they switch to a new one quickly.
The Washington Post reported on Friday that the Department of Education was beginning to email the more than 7 million people enrolled in the Saving on a Valuable Education (SAVE) program, telling them they needed to change their plan within the next 90 days.
Around 4.5 million of those borrowers earn incomes between 150% and 225%, allowing them to qualify for zero-dollar monthly payments under SAVE, which the Trump administration effectively killed in December after settling with Republican states who'd brought lawsuits against the program under former President Joe Biden.
Anonymous officials told The Post that those who do not switch plans within three months of receiving the email will automatically be re-enrolled in the Standard Plan. Unlike SAVE, which is income-based, the Standard plan has borrowers pay a fixed rate over 10 years.
Standard typically carries the highest monthly payments, and those transitioning to it from SAVE could pay more than $300 extra per month in some cases, with the poorest borrowers seeing the sharpest increases.
While 90 days may seem like plenty of time to switch to a less expensive repayment plan, it's not nearly that simple.
Due to the large exodus of borrowers, the Department of Education has struggled to process all the forms, processing only about 250,000 per month. Many borrowers who have tried to transition have found themselves waiting months for a reply.
To make matters more confusing, many of these borrowers will have to switch programs again soon, since all but one repayment program will be dissolved on July 1, 2028 as a result of last year's Republican budget law. The remaining plan will also be income-driven, though it is still expected to cost borrowers more each month.
According to a report released last month by the Century Foundation and Protect Borrowers, two groups that support loan forgiveness, nearly 9 million student loan borrowers are in default. During Trump's first year back in office, the student loan delinquency rate jumped from roughly zero to 25%, which it called "precedent-shattering."
"Much of the rise in delinquencies can be linked to the Trump administration’s actions aimed at increasing student loan payments," the report said. “The US Department of Education blocked borrowers from accessing more affordable payments through income-driven plans, having ordered a stoppage in application processing for three months and mass-denying 328,000 applications in August 2025. As of December 31, 2025, a warehouse’s worth of 734,000 applications sat unprocessed.”
Being in default has major ramifications for borrowers' finances. Those with delinquent loans saw their credit scores decrease by an average of 57 points during the first three quarters of 2025, dragging around 2 million of them into "subprime" territory, which forces them to pay thousands of dollars more for auto and personal loans and makes them more likely to have difficulty finding housing and employment.
The report estimated that if those booted from SAVE defaulted at the same rate as other borrowers, the number of student loan borrowers in distress could rise as high as 17 million.
According to Protect Borrowers, the typical family will pay more than $3,000 per year in additional costs as a result of the end of SAVE.
The end of SAVE comes as oil shocks caused by Trump's war in Iran have spiked gas prices and threaten to raise them throughout the economy, adding to the already elevated costs of food, housing, and transportation resulting from the president's aggressive tariff regime.
"In the middle of an affordability crisis driven by Donald Trump," said Sen. Elizabeth Warren (D-Mass.), "Trump is killing a plan that lowers student loan costs. It's shameful."
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Better Uses for the Money Pete Hegseth Wants to Throw at Trump's Illegal Iran War
The $200 billion that Hegseth now wants for his and Trump’s Iran war could instead feed and care for everyone at risk of losing healthcare or food aid due to the One Big Beautiful Bill Act.
Mar 25, 2026
Secretary of War Pete Hegseth would rather use your tax dollars to bomb Iranian families than feed American families.
That’s the upshot of news that Hegseth is prepared to request $200 billion in funding for the Pentagon’s new war on Iran. That’s far higher than earlier reports that put the request at $50 billion or $100 billion. And all of these astounding sums would come on top of the $1 trillion already budgeted for the Pentagon, itself a record.
It should be clear: Funding this unjust, unpopular, and illegal war comes directly at the expense of ordinary Americans.
Less than a year after the passage of Trump’s signature “Big Beautiful Bill,” which made deep cuts to Medicaid and the Supplemental Nutrition Assistance Program (SNAP)—and right in the middle of an affordability crisis—this is the last thing the country needs. That same bill added $150 billion for the Pentagon, pushing the Pentagon budget over $1 trillion for the first time since World War II—and directly enabling the war on Iran.
This is a war of choice that is only making the world more dangerous and more expensive for Americans.
Half of Americans are struggling to afford basic necessities like food, housing, transportation, and healthcare. Trump’s Big Bad Bill threatens to take health insurance from 17 million people and some or all food assistance from 4 million people.
The $200 billion that Hegseth now wants for his and Trump’s Iran war could instead feed and care for all of those people—plus medical care for the 1.8 million veterans of the last forever war who still live with disabilities, for an entire year. For good measure, we could also expand Head Start to serve six times as many kids next year—from just over 700,000 to 4.2 million kids—with what’s left over.
What’s more, it comes on the heels of more shocking news about waste at the Pentagon—a problem for generations, but especially under this administration.
News recently broke, for example, that Hegseth’s Pentagon blew nearly $100 billion last September alone. As they raced to use up funds in their budget, the Pentagon shelled out millions on luxuries like lobster, steak, and crab—all while working Americans were battling rising food prices and getting their SNAP benefits cut.
“In the last five days of September alone, the department blew through $50.1 billion on just grants and contracts,” The New Republic reported. “For context, only nine other countries spend that much on the entirety of their defense budget per year. It’s also more than the total military budgets of Canada and Mexico combined.”
Too many Americans are hungry, sick, and struggling to afford housing and other necessities. We should spend our tax dollars meeting those needs—not throwing more at our $1 trillion Pentagon for a pointless war most of us oppose. Secretary Hegseth can cut back on steak and lobster if he needs the extra cash.
This is a war of choice that is only making the world more dangerous and more expensive for Americans. We should remember the lies that led us into war in Iraq a generation ago. That war ultimately cost nearly $3 trillion, which cost a generation of investments that could have made life better for struggling Americans today.
We must not go down that path again. Our tax dollars should be helping our neighbors and our communities, not feeding new forever wars.
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Ire Aimed at GOP as Outrageous Cost of Healthcare Infuriates—and Motivates—US Voters in 2026
A former Trump voter said that the cost of healthcare was driving her to support any party "that can help me afford to stay healthy."
Mar 24, 2026
While President Donald Trump's poll numbers have been sinking to second-term lows ever since his unconstitutional war on Iran sent gas prices soaring, pain at the pump isn't the only concern Americans face when it comes to affordability.
The New York Times reported on Tuesday that voters' anxiety on the cost of healthcare is once again on the rise, with insurance premiums spiking dramatically for tens of millions of Americans after Trump and his Republican congressional allies failed to extend enhanced subsidies for plans purchased through exchanges established by the Affordable Care Act (ACA).
Shawn Spencer, a 48-year-old Virginia resident, told the Times that while she voted for Trump in the 2024 presidential election, she'd be open to supporting any party "that can help me afford to stay healthy."
"Healthcare costs are out of control," emphasized Spencer. "I don’t have insurance, so I’m paying a boatload when I need care."
In addition to the increases to ACA premiums spurred by the lapsed subsidies, Republicans last year also slashed $1 trillion over the next decade from Medicaid as part of their One Big Beautiful Bill Act.
The Times noted that those cuts aren't expected to kick in until after the 2026 midterm elections, but they have already resulted in healthcare layoffs and hospital closures throughout the country, as some facilities are projecting they will not be able to stay afloat with reduced Medicaid reimbursements.
The Times pointed specifically Iowa's 3rd Congressional District, where "a healthcare company has closed clinics and laid off 67 staff members at a hospital in Des Moines, blaming the federal cuts for a projected $1.5 billion in annual revenue reductions."
Sarah Trone Garriott, a Lutheran minister and former hospital chaplain who is running in the district for the US House of Representatives against incumbent Rep. Zach Nunn (R-Iowa), has made the healthcare cuts central to her campaign message, mocking her rival for saying it's a "myth" that local hospital cuts are due to the GOP budget law.
Dr. Peter Reiter, who worked for decades at one of the shuttered clinics, was quoted in the Times blaming Nunn for its closure.
“Zach Nunn owns this,” Reiter said. “He needs to pay the price of accountability."
The Times report was flagged on Tuesday by Unrig Our Economy campaign director Leor Tal, who said it was yet more evidence that the GOP is out of touch with the needs of working-class Americans who are struggling to afford basic necessities.
"If Republicans spent half as much time focusing on lowering costs as they did giving handouts to billionaires, working Americans wouldn’t be so concerned about affording care," said Tal. "Congressional Republicans clearly aren’t prioritizing making life more affordable for their constituents. If they did, they wouldn’t have repeatedly voted to send their healthcare costs soaring and put millions at risk of losing insurance altogether."
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