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New data released by KFF underscores how "universal, seamless coverage throughout the life course remains an urgent prerogative for the nation," said one physician and advocate.
About 24.3 million Americans were enrolled in healthcare plans within the Affordable Care Act marketplace last year, but a survey released Thursday by KFF found that about 1 in 10 of those people had no choice but to make a difficult and risky calculation at the end of 2025 when ACA subsidies expired due to Republicans' refusal to support an extension.
According to the research, 9% of people enrolled in plans under the marketplace last year are now uninsured, having dropped their coverage—and costs were a deciding factor for the vast majority of those who left the marketplace.
The expiration of the enhanced tax credits sent premiums skyrocketing by an average of 114%, according to KFF.
The decision was unavoidable for one 54-year-old man in Texas, who told KFF simply, "Without the subsidy, I cannot afford the premium payments.”
A 56-year-old woman in Illinois said her income was too high last year to qualify for subsidies, but the increase in cost this year was "so high even for those without subsidies."
"I simply cannot afford to pay $1,200 a month for insurance," she said. "It used to be high premiums meant low deductibles and copays, but not anymore. This is ridiculous. $1,200 for a healthy person, and an $8,000 deductible. Really?”
A Florida resident named Kelly Rose told The Wall Street Journal that the $1,700 monthly premium she was quoted for an ACA plan would have been more than her mortgage. She missed the enrollment window for health coverage through her job at a bank—assuming her ACA plan would cost less—and is now uninsured and relying on a Canadian pharmacy to get her asthma medication, which would cost $800 per month without insurance in the US.
Cynthia Cox, a senior vice president at KFF, told the Journal that the survey results were “about on target” what the health policy research group had expected last year when the subsidy expiration was looming and Democrats were demanding that the GOP vote with them to extend the tax credits.
“Not only is there significant coverage loss, but there could be more to come,” Cox said.
An estimated 25 million Americans are uninsured, said Harvard Medical School professor and former Physicians for a National Health Plan president Adam Gaffney—a fact he called "abhorrent" as he suggested the new data makes the latest case for "universal, seamless coverage throughout the life course," or an expansion of the Medicare program to the entire US population.
That proposal, which has been introduced in Congress numerous times by lawmakers including Sen. Bernie Sanders (I-Vt.) and Rep. Pramila Jayapal (D-Wash.), would put the US in line with the healthcare systems of other wealthy nations, improve healthcare outcomes, and save an estimated $650 billion per year.
A poll released late last year by Data for Progress found that 65% of likely US voters supported "creating a national health insurance program, sometimes called ‘Medicare for All,’ that would cover all Americans and replace most private health insurance plans."
The fact that millions of Americans have chosen to opt out of the country's for-profit health insurance system—putting their health and finances at risk—is representative of "a profound hollowing-out and weakening of America," said writer and markets researcher Ben Hunt.
The economic justice campaign Unrig Our Economy emphasized that Republicans' cuts to healthcare last year—via the expiration of the subsidies and slashes to Medicaid—put an estimated 15 million Americans at risk of losing health coverage.
“Republicans knew that healthcare tax credits were critical to helping millions of Americans afford their health insurance, but they chose to get rid of them to fund more tax breaks for their billionaire buddies,” said Unrig Our Economy campaign director Leor Tal. “Costs are higher, millions are without insurance, and working Americans are having to make sacrifices just to afford basic healthcare—and they know that Republicans are to blame. It’s time Republicans finally started listening to their constituents and fixing the healthcare crisis they created.”
KFF's polling also found that among people who still have health insurance under the ACA, higher premiums and deductibles have left a majority concerned that they wouldn't be able to afford emergency care even with their coverage. Nearly half of respondents said they were worried that even routine medical care will be unaffordable this year with their ACA plans.
Due to Republican attacks, the cost of coverage offered by the program is now forcing 55% of people using the ACA to cut back on spending money on food, household items, and clothing in order to afford it. Forty-three percent said they are trying to find another job or extra income to afford healthcare payments, and nearly a quarter said they are skipping or delaying payments on other bills to afford their health coverage.
More than half of people polled by KFF said they blame Republicans in Congress for their rising healthcare costs.
"Americans are blaming them because it’s true," said Unrig Our Economy. "Congressional Republicans’ massive cuts to health care have put a projected 15 million Americans at risk of losing health insurance and left millions more struggling to keep up with rising costs. Republicans made these cuts all so they could give more tax breaks to billionaires and corporations."
"People can't afford childcare," said Sen. Bernie Sanders. "And this guy, in addition to giving tax breaks to billionaires, now wants to spend another $200 billion on a war that should never have been fought."
US Sen. Bernie Sanders said Thursday that it is absurd for the Trump administration to demand another $200 billion from Congress for an illegal war on Iran after lawmakers already approved $1 trillion in military spending for the year—and while millions of people across the nation are struggling to afford basic necessities.
"You got people all over this country, 20% of households, spending 50% of their income on housing," Sanders (I-Vt.) said in an appearance on MS NOW. "People can't afford healthcare. People can't afford childcare. And this guy, in addition to giving tax breaks to billionaires, now wants to spend another $200 billion on a war that should never have been fought."
The senator's remarks came as President Donald Trump, who has not yet formally requested the funds from Congress, suggested another $200 billion would be a "small price to pay" as the US-Israeli war on Iran heads toward its fourth week with no end in sight.
"I think the Trump people are in a bit of panic," Sanders said Thursday. "They're losing ground. Gas prices are soaring. There is massive discontent against this war. It's got to end, and we've got to make sure that Trump is neutered in 2026."
With the Trump administration considering a plan to deploy thousands of additional troops to the Middle East amid widespread fears of a ground invasion of Iran—which would explode the price tag of an already costly war—the National Priorities Project (NPP) released an analysis highlighting where the $200 billion requested by the Pentagon could be better spent.
The group estimated that $200 billion would be enough for all of the following this year:
"Pete Hegseth would rather the US bomb Iranian families than feed American families," wrote NPP's Lindsay Koshgarian, referring to the Pentagon secretary. "We should remember the lies that led us into war in Iraq a generation ago. That war ultimately cost nearly $3 trillion. We must not go down that path again. Our tax dollars should be helping struggling Americans, not feeding new forever wars."
"Chicagoans and all Americans suffer from a healthcare system that is insanely complicated, medically unsound, and ruinously expensive for individuals, businesses, and the nation as a whole."
As Americans contend with skyrocketing health insurance premiums and a Republican congressional majority unwilling to extend even meager subsidies, the City Council in the third-largest US city—Chicago, Illinois—on Wednesday unanimously approved a resolution pressuring Congress to pass Medicare for All legislation.
Chicago's resolution from Alderwoman Ruth Cruz, a Democrat representing Ward 30, "enthusiastically" endorses the Medicare for All Act introduced last year by Sen. Bernie Sanders (I-Vt.) and Reps. Pramila Jayapal (D-Wash.) and Debbie Dingell (D-Mich.), and calls on federal legislators "to work toward its swift enactment."
The resolution notes that if passed, the congressional bill would cover "all necessary primary, preventative, and medical care; including hospital, surgical, and outpatient services, prescription drugs, mental health, and substance abuse treatment; emergency services; reproductive care; dental, hearing and vision care; and long-term care" for all Americans throughout lifetimes without without co-payments, deductibles, or other out-of-pocket costs.
Speaking at Wednesday's five-hour meeting, Cruz declared that "healthcare is a human right."
"Chicagoans and all Americans suffer from a healthcare system that is insanely complicated, medically unsound, and ruinously expensive for individuals, businesses, and the nation as a whole," Cruz said in a statement. "Medicare for All would put actual medical care back at the center of our healthcare system, leading to better outcomes and lower costs for millions of Americans."
"Every other developed nation on Earth—and some developing nations as well!—has figured out how to provide universal health coverage to their people," she continued. "It is long past time for Congress to do the rational, responsible thing and adopt Medicare for All in the United States."
Chicago has now joined dozens of US cities and counties that have, in recent years, formally supported replacing the nation's for-profit healthcare system with a public single-payer one. The Board of Commissioners for Illinois' Cook County—which includes Chicago—approved a similar resolution in 2019.
US Rep. Jesús "Chuy" García (D-Ill.), a cosponsor of the federal bill and "proud" supporter of the Chicago resolution, argued Wednesday that "Medicare for All is the right step toward addressing high costs and inequalities in the current system, which particularly affect underserved populations and minorities."
García, who plans to retire after this term, represents Illinois' 4th Congressional District, which spans parts of Cook and DuPage counties. He said that "my district in Chicago has a 14% uninsurance rate, and many cannot afford healthcare even though they work full time."
President Donald Trump's "cruel spending bill passed in 2025 will leave 10 million more people nationwide without health insurance by 2034, because of changes his bill made to the Affordable Care Act and Medicaid," he highlighted, referring to the One Big Beautiful Bill Act. "Passing the Medicare for All Act is more urgent than ever."
"At a time when people are struggling to pay for medications, groceries, and gasoline because of President Trump's policies, Medicare for All will guarantee that all Chicago and other US residents will be fully covered for healthcare anywhere in the United States, regardless of employment status, marital status, citizenship status, income, age, or geography," García concluded. "We owe it to America. We owe it to the hardworking people in our communities."
Physicians for a National Health Program, an organization that fights for a single-payer system at the federal level, pointed out on social media Wednesday that "this makes Chicago the biggest city in the country to endorse Medicare for All."
Breaking news: Chicago’s City Council has voted unanimously to pass a resolution in support of Medicare for All 🎉This makes Chicago the biggest city in the country to endorse Medicare for All, and sends a message to federal legislators that their constituents expect them to support single payer.
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— Physicians for a National Health Program (PNHP) (@pnhp.bsky.social) March 18, 2026 at 9:01 PM
The Chicago-based group's national coordinator, Dr. Claudia Fegan, retired as chief medical officer of Cook County Health in December 2024. While publicly advocating for the resolution earlier this month, she said that "I am reminded of a woman I admitted to the hospital one night a few years ago. Both of her breasts were rock hard. They were infiltrated with cancer with palpable lymph nodes in her axilla. She worked as a hairdresser, owned her own shop, but had no health insurance."
"She was sitting at home waiting to die," Fegan explained. "She believed she had no other choice. She knew she could not afford her care. Her daughter made her come in. Remarkably, we were able to get a dramatic response with treatment. No one should ever have to sit at home waiting to die in this country, when we have treatments that can be lifesaving."
Eagan Kemp, healthcare policy advocate at another national group, Public Citizen, said Wednesday that "the fragmentation of our healthcare system creates instability and inequity for Chicago residents every day."
"Right now, the situation is dire," Kemp acknowledged, "with the recent actions by the Trump administration and its MAGA allies in Congress to further unravel an already tenuous system that leaves tens of millions of Americans without coverage and even more without adequate coverage."
"But the federal government already has the capacity and funding to efficiently address this through a universal insurance program," the advocate emphasized. "Thankfully, we also have an excellent plan for how to accomplish that in the Medicare for All Act of 2025. This resolution ushers the solution into the spotlight as a key demand for Americans to voice to our government."
After the Chicago resolution's approval, Susan Hurley, executive director of the Illinois Single Payer Coalition, which organized communities to advance the measure, stressed that "our collective misery, suffering, and impoverishment is allowed to happen so that health insurance CEOs and others in our bloated, corrupt system can make hundreds of millions of dollars."
"The companies hoard billions in profits," Hurley said. "It is monstrous madness to allow this to continue for no other reason than satisfying greed beyond all comprehension at the expense of human lives."
The city's Wednesday move came on the heels of Illinois' primary elections, in which state residents chose Lt. Gov. Juliana Stratton, a supporter of Medicare for All, in a nationally watched race to run for retiring US Sen. Dick Durbin's (D-Ill.) seat in November, when Democrats aim to reclaim both chambers of Congress.