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gulf coast
Trump, Fossil Fuels, and Insurers Are Making Hurricane Season Even More Dangerous
With the federal government abdicating its responsibility, state and local leaders must step up. They have the power and duty to act.
Aug 23, 2025
A deadly storm has already claimed at least 120 lives and caused widespread devastation in Texas. Hurricane Erin has now unleashed catastrophic flooding in North Carolina before racing toward the Northeast—and hurricane season has only just begun. Storms are growing more destructive, driven by fossil fuels that warm our oceans and destabilize the climate, while the vulnerable petrochemical infrastructure in their path multiplies the danger. As the storms strengthen, US protections are unraveling, leaving millions exposed.
Every year, hurricanes grow more intense—fueled by warming oceans and a rapidly changing climate driven by fossil fuels. But it’s not just the storms becoming more dangerous. It’s the fossil fuel infrastructure in their path. It’s the toxic pollution released when storms strike. It’s the insurance companies abandoning communities in the aftermath. And it’s the US government retreating from its duty to protect.
The Gulf Coast—home to more than 84% of US plastics’ production and to nearly half of US petroleum refining capacity—is bracing for more than five major hurricanes predicted for the Atlantic Ocean this year. With each hurricane comes the risk of fires, explosions, and toxic releases—not just for these facilities, but for the surrounding communities. More than 870 highly hazardous chemical facilities are located within 50 miles of the hurricane-prone Gulf Coast, and more than 4 million residents and 1,500 schools sit within a 1.5-mile radius of a high-risk chemical facility in the region.
Nationally, 39% of the US population lives within 3 miles of a high-risk chemical facility.
And yet, as we brace for the next deadly storm, US President Donald Trump has axed critical weather forecasting jobs and announced plans to eliminate the Federal Emergency Management Agency (FEMA) altogether, leaving communities even more vulnerable in the face of escalating disaster.
But the threats don’t stop there. The US government is systematically dismantling our first line of defense. Since Trump took office in 2024, the administration has:
- Cut staff at the National Oceanic and Atmospheric Administration and the National Weather Service, weakening our ability to forecast storms and warn the public;
- Dismantled the Chemical Safety Board, which investigates chemical disasters to prevent future ones;
- Proposed rolling back the Risk Management Program (RMP), which requires nearly 12,000 high-risk chemical facilities to plan for disasters, protect workers, and inform communities;
- Warned they will phase out FEMA, leaving frontline communities to weather storms and rebuild without aid; and
- Deleted the RMP public data tool, cutting off public access to health and safety information.
A Climate of Injustice
Fossil fuel infrastructure isn’t just at risk during storms—it supercharges the storms themselves. The industry is a major driver of global warming, accelerating the rising temperatures and warming oceans that exacerbate hurricanes. And even as storms grow more destructive, the industry is doubling down: 80% of proposed new petrochemical projects are sited within 20 miles of a hurricane or tropical storm’s path over the past decade. This means entire corridors already battered by climate disasters are being locked into even greater danger.
When disaster strikes, oil, gas, and petrochemical facilities release hazardous pollutants into the air and water, compounding the crisis for nearby communities, which are often low-income and disproportionately Black, brown, and Indigenous.
When Hurricane Katrina struck, it slammed into 466 facilities that handle hazardous chemicals and petrochemicals. More than 200 onshore releases of hazardous chemicals, petroleum, or natural gas were reported. The storm caused at least 10 oil spills, releasing more than 7.4 million gallons of oil into Gulf Coast waterways—more than two-thirds the volume spilled during the Exxon Valdez disaster, one of the worst in US history. Together, Hurricanes Katrina and Rita, just a month apart, shut down nearly a quarter of the country’s refining capacity.
And during Hurricane Harvey, Houston’s petrochemical plants and refineries released millions of pounds of pollutants. Flooding at the Arkema Petrochemical plant disabled the plant’s refrigeration system, triggering a massive explosion that sent black plumes and toxic fumes into the skies and forced evacuations across a community already on edge. An investigation by the Chemical Safety Board—recently dismantled by the Trump administration—determined that requirements of the Environmental Protection Agency’s Risk Management Program—currently being rolled back by the EPA—could have prevented this very disaster.
A Rigged System
As extreme weather events surge, so do insurance premiums—while coverage vanishes for those living in harm’s way.
For many climate-vulnerable communities, home insurance is no longer affordable—or available. Since 2019, US home insurance rates have jumped nearly 38%. Louisiana, Texas, and Pennsylvania—all major fossil fuel corridors—rank among the top six most expensive states to insure a home. Home insurance premiums rose by 10% or more across 40 states from 2021 to 2024. Renters aren’t immune as landlords pass along skyrocketing insurance costs.
Insurance math: Communities facing hurricanes, flooding, and fires? Too risky to insure. Companies driving the disasters? Coverage and cash.
Insurers claim payouts from climate disasters are driving up costs. The truth is, insurers are investing in the very industries making those disasters worse—and raking in profits. In Louisiana, insurance companies are making $55 in profits for every $1 in underwriting losses. This profitability is not unique: NAIC data shows the property and casualty sector made an all-time high of $167 billion profits in 2024—up 91% from 2023, and 330% from 2022.
At the same time, the US insurance industry continues to bankroll fossil fuels, holding more than $500 billion in fossil fuel-related assets as of 2019 (the most recent data set available); a pattern of investing that is unlikely to have substantially changed since. While refusing to insure homeowners in climate-exposed communities, many insurers are simultaneously underwriting new fossil fuel infrastructure. At least 35 insurance companies are backing methane gas (LNG) export terminals across the Gulf South—some of the very same companies, including AIG, Chubb, and Liberty Mutual, that are raising premiums or pulling out of the housing market in vulnerable regions entirely.
Insurance math: Communities facing hurricanes, flooding, and fires? Too risky to insure. Companies driving the disasters? Coverage and cash.
Rather than confronting the crisis, insurance companies are fueling it—protecting profits and abandoning people. This isn’t just hypocrisy, it’s a business model, one built on extraction and shifting costs onto the public.
The system is rigged. Those most responsible are rewarded, while those most vulnerable are left to suffer the storms alone.
Lead Now or Pay Later: States Must Decide
We all deserve somewhere safe to live—free from the dread of the next hurricane, the next explosion, or the next rollback of basic protections. But fossil fuel polluters—and the insurance companies profiting from their harm—are robbing us.
We will not accept this endless cycle of crisis. We deserve safety, especially from the governments whose duty it is to protect us. We deserve safety from storms and from toxic spills. We deserve a government that protects its people—and agencies that do their jobs: defending public health and the environment, not doing the bidding of polluters.
With the federal government abdicating its responsibility, state and local leaders must step up. They have the power and duty to act. It’s time for states, especially those in the eye of the storm, to lead where the federal government is failing. States must:
- Enforce strong petrochemical safety rules;
- Stop new fossil fuel expansion in at-risk communities;
- Hold polluters accountable for the harms they cause; and
- Refuse to let insurance companies cherry-pick who gets covered while abandoning those most in need.
When Hurricane Katrina devastated Louisiana, it left behind a $170 billion bill. The federal government stepped in for $120 billion. But with FEMA on the chopping block, that kind of relief may never come again. If federal protections vanish, the financial and human cost of the next disaster will fall squarely on states—and the people who live in them.
The climate crisis isn’t waiting. The storms are here. Will our leaders meet the moment—or leave us to weather the disaster alone?
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US Gulf South Activists to Japan: 'Enough Is Enough' When It Comes to Bankrolling LNG
As we meet with Japanese financial institutions and policymakers, we carry a clear message: The human cost of Japan's LNG investments can no longer be ignored.
Jan 29, 2025
The United States is at a political crossroads, with President Donald Trump and his allies promising to accelerate fossil fuel expansion. We write with urgency about the devastating impact of Japanese-funded methane gas exports on our communities.
As I, Manning Rollerson, stepped off a plane in Tokyo this week, I carry with me the stories of five generations of family who have watched our Texas Gulf South community transform into what can only be described as a "sacrifice zone." I am a Black community rights activist and founder of Freeport Haven Project for Environmental Justice. I have watched my historically Black community bear the brunt of industrial pollution for far too long. With 27 grandchildren, this fight is deeply personal. When our children are born with cancer and breathing issues, there should be accountability. That's why I'm here in Japan—to say enough is enough.
We are part of a delegation of frontline residents from the U.S. Gulf South traveling to Japan to confront the financial institutions bankrolling liquefied natural gas (LNG) expansion in their communities. Our mission comes at a critical moment, as Japanese banks line up to expand terminals like Cameron LNG in Louisiana.
Japanese leaders need to see our faces. They need to understand that when they sign LNG financing agreements, they're signing away our children's health, our neighborhoods' safety, and our planet's future.
The evidence we bring is compelling and direct. I, Sharon Wilson, spent 12 years in the oil industry before becoming an environmental investigator for Oilfield Witness. Using specialized optical gas imaging cameras, I've documented methane releases from Japanese-financed gas and LNG facilities. "If only people could see what's here, smell the air, drink the water, visualize the emissions, this wouldn't be happening," I can say with certainty. "The public would not stand for it."
Others, like Roishetta Ozane, founder of Louisiana's Vessel Project and a Black mother living in Sulphur, could not be with us in person but are with us in spirit: The journey to Japan is deeply personal. "My children face severe health conditions caused by pollution the oil and gas industry unleashes into our air and water," she says. "We cannot allow our communities to bear the burden of fossil fuel racism any longer."
Japanese institutions have emerged as the leading financiers of U.S. LNG export infrastructure. Private banks like MUFG are backing new projects like Rio Grande LNG near Port Isabel, Texas, while companies like Mitsui continue acquiring Texas gas fields—even as research shows exported LNG has a 33% greater climate impact than coal.
The Japanese government is the largest public financier of U.S. LNG. Japanese private banks MUFG, Mizuho, and SMBC are the top three private financiers of U.S. LNG, providing over $35 billion. Japanese institutions, such as the Nippon Export and Investment Insurance, are considering providing financing for the expansion of the Cameron LNG export terminal, while Japanese companies JERA and INPEX have signed offtake contracts for the Calcasieu Pass 2 project.
For us, this trip represents more than just advocacy—it's about bringing the reality of our communities directly to those making decisions half a world away. Japanese leaders need to see our faces. They need to understand that when they sign LNG financing agreements, they're signing away our children's health, our neighborhoods' safety, and our planet's future.
Our timing is strategic, coming just after Trump advisers signed an executive order to restart LNG export approvals—even as Japan positions itself as a clean energy leader in Asia while simultaneously pushing for expanded methane gas infrastructure across the region. There's no such thing as clean gas. Methane is intentionally released and blasted into our atmosphere from the moment a hole is drilled into the ground. This isn't about leaks—it's about a fundamentally dirty industry that cannot operate without massive pollution. And now, with Trump's team plotting to restart permits, our communities face even greater threats.
As we meet with Japanese financial institutions and policymakers, we carry a clear message: The human cost of Japan's LNG investments can no longer be ignored. Despite the threat of a fossil fuel-friendly administration, we have proven our resilience. We stopped LNG projects before, and we will do it again. This time, we're taking our fight directly to the source of the money. Human rights abuses are being committed in our Gulf South communities in the United States—and Japanese money is making it possible. We will not stop fighting until our communities are safe from harm.
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By Fast-Tracking LNG, Trump Is Putting Big Oil Above the People
President Trump made it clear in his campaign that his apparent priority was to uplift struggling Americans. This is simply and totally at odds with his promise to “drill, baby, drill.”
Jan 24, 2025
On Day One of his second term, U.S. President Donald Trump signed an assortment of executive orders to reverse steps taken by the Biden administration to mitigate climate change. He replaced those steps with orders meant to enrich a variety of corporate interests, the most prevalent being the oil and gas industry. In less than 24 hours, Trump froze crucial clean energy funds that America needs from the Inflation Reduction Act, presented the Arctic to corporate polluters on a silver platter, and prepared to turbocharge dirty energy exports.
One of the most striking executive orders is one that calls for the unfettered expansion of methane gas exports, or LNG. In this order, there is very specific, seemingly-tailored language that policy researchers confirmed is meant to expedite the approval of Delfin LNG, a floating offshore facility that the former administration refused to greenlight due to widespread changes in “project ownership, design, financing, and operations” that had been made since the project’s original approval in 2017. In short, it’s a carbon bomb project that would be responsible for 92 million metric tons of pollution annually—equivalent to 24 coal plants.
Last week during a confirmation hearing for transportation secretary, Sen. Ted Cruz (R-Texas) made sure to call on nominee former Rep. Sean Duffy (R-Wis.) to approve permits for several oil and gas export terminals while accusing the Biden administration of “slow walking” the Delfin project. It seems that this executive order will only help aid this company in a quick turnaround to move forward while disregarding environmental review.
As rapid oil and gas expansion will burden Americans with higher prices and dump even more pollution into our air and water, Big Oil and their political mouthpieces will line their pockets more than ever before.
However, Delfin is just one of 14 pending LNG export facilities poised to be rapidly approved by the Trump administration. In new research from Friends of the Earth and Public Citizen, we examined announced supply agreements between exporters and LNG buyers to find that 76 million metric tons per year of LNG is under agreement to be sold from all of these facilities. The supply agreements executed so far represent an obscene amount of climate pollution—at least 510 million metric tons per year, equivalent to that of 135 coal plants.
These numbers are staggering not just for the climate impact, but for the impact on American consumers. Before the second Trump term even began, former Energy Secretary Jennifer Granholm warned that LNG exports could outpace global fuel demand. More LNG exports could precipitate a sharp increase in domestic gas prices leaving American consumers with higher energy bills.
While these 14 pending LNG projects have publicly disclosed buyers, there are several more pending LNG projects that could also pick up speed in the next few months. Another major executive order, “Unleashing Alaska’s Extraordinary Resource Potential,” will have the Trump administration rolling back several of the Biden administration's achievements aimed at protecting the Arctic. It would also prioritize the development of the Alaska LNG facility.
The long delayed project, which is set to be one of the largest LNG export terminals in the U.S., was approved by the Biden administration in 2022. But the massive $44 billion boondoggle, which involves building an 800-mile pipeline across Alaska, has always been too risky for the private sector. That’s why the state of Alaska has been lobbying for public financing—including via a scheme to loot clean energy loan funding from the Inflation Reduction Act. If the Trump administration successfully steers our tax dollars towards Alaska LNG, it will mean lighting the fuse of a carbon bomb 10 times dirtier than the Willow Project.
President Trump made it clear in his campaign that his apparent priority was to uplift struggling Americans. This is simply and totally at odds with his promise to “drill, baby, drill”—as rapid oil and gas expansion will burden Americans with higher prices and dump even more pollution into our air and water, Big Oil and their political mouthpieces will line their pockets more than ever before. These Day One executive orders, and the giveaways to oil and gas they offer, confirm that Trump has already abandoned the people he once again pledged to serve and put profit first instead.
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