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"If you can sign up with one click, you can cancel with one click," said New York City's democratic socialist mayor.
In a move proponents say will save constituents up to $162.5 million annually, Mayor Zohran Mamdani and other New York City officials on Friday unveiled a "click-to-cancel" rule aimed at ensuring people can end online subscriptions as easily as they start them.
Days after entering office in January, Mamdani signed a pair of executive orders, "Combating Hidden Junk Fees" and "Fighting Subscription Tricks and Traps"—his 9th and 10th mayoral edicts—to protect consumers and make it easier "for New Yorkers to know the real price of what they are buying and to stop paying for the services they no longer want."
Following up on the orders, Mamdani and New York City Department of Consumer and Worker Protection (DCWP) Commissioner Samuel A.A. Levine proposed a rule "requiring transparent, all-in pricing that bans hidden junk fees, alongside a final 'click to cancel' rule that guarantees consumers can cancel subscriptions as easily as they sign up for them."
The landmark proposal is part of Mamdani's affordability agenda, which includes the rent freeze and universal childcare programs he's partially enacted, as well as the free city buses, municipal grocery stores, affordable housing expansion, and redistributive taxation his administration is pursuing.
“For years, companies have built their business model around making it harder for working people to hold onto their money,” Mamdani said during a Friday press conference at Asser Levy Recreational Center in Manhattan's Kips Bay neighborhood. “Whether it’s hidden fees that suddenly appear at checkout or subscriptions that take one click to sign up for and a dozen steps to cancel, the result is the same: Working people pay more while corporations profit. That ends now. If you can sign up with one click, you can cancel with one click.”
Levine said that “these two rules will ensure that the price you see is the price you pay—no hidden charges, no endless subscription services, and no advantages for businesses that cheat. Requiring companies to compete on price will lower costs for all New Yorkers and level the playing field for honest businesses.”
Deputy Mayor for Economic Justice Julie Su spoke at the press conference, saying, “Every dollar a family loses to a hidden fee or a subscription they couldn’t cancel is a dollar stolen from them, a dollar that could have gone toward rent, groceries, childcare, or anything else."
"And just as important, the hours spent trying to cancel a subscription or membership you no longer want is stolen time," the former acting US labor secretary added. “That’s what affordability means in practice—closing the small holes that drain people’s paychecks and their time month after month. These rules put New Yorkers back in control.”
Former Federal Trade Commission Chair Lina Khan—who implemented a similar rule while serving in the role during the Biden administration before it was killed after President Donald Trump returned to office—also spoke Friday, arguing that “nobody should be trapped in subscriptions they can’t escape or stuck paying junk fees they can’t avoid."
“These predatory tactics cheat people out of billions of dollars each year," she added. "With today’s rules, Commissioner Levine and DCWP are cracking down on corporate ripoffs, protecting families and honest businesses alike. The Mamdani administration’s work to tackle the affordability crisis and promote economic fairness continues to set a new standard nationwide, modeling effective governance and a relentless focus on using all of the city’s levers to improve life for New Yorkers.”
“Consumers are getting really screwed by all of this,” said one critic.
Political appointees installed by President Donald Trump are overruling career attorneys inside the Department of Justice's Antitrust Division, intervening to weaken or halt investigations into major corporate mergers in a way never seen before, MS NOW reported Thursday.
Three unnamed sources told the outlet "that DOJ staff have privately complained that the Trump administration is essentially deciding not to enforce antitrust laws that are critical to keeping companies from becoming single-source providers and being able to charge enormous sums for their product or service."
According to MS NOW:
The two mergers that DOJ leaders are ramming through include two low-cost Mexican air carriers, Viva Aerobus and Volaris, who announced their plans to merge last year, and the proposed merger of the Italian firm Saipem and UK firm Subsea7, who together control a sizable portion of sales for equipment used for subsea oil operations. Major oil companies, including ExxonMobil, Petrobras and TotalEnergies, have filed formal objections with federal regulators about the latter merger, arguing to antitrust regulators that the combined firms will create a subsea monopoly that will increase costs, delay critical projects and force clients into expensive, long-term contracts.
Experts say the aforementioned mergers are likely to drive up prices US consumers pay for airfare to Mexico and at the gas pump, yet again giving the lie to Trump's "America First" pledge.
Current and former DOJ officials described Trump's interference as without precedent.
“It’s unilateral surrender on antitrust enforcement; it’s absolutely unprecedented,” Bill Baer, the former assistant attorney general for the antitrust division during the Obama administration. “It’s definitely going to hurt consumers. It means prices will go up, concentration is going to increase—and quality often diminishes when you have only a few firms operating in the same market.”
The DOJ Antitrust Division was originally launched more than a century ago during the tail-end of the Progressive Era to combat monopolies and enforce antitrust legislation like the Clayton Antitrust Act and the Gilded Age-era Sherman Act. It was formally created during the Great Depression following weak enforcement of the Sherman and Clayton acts, as the Franklin D. Roosevelt administration viewed concentrated corporate power as a threat not only to consumers but to democracy itself.
While the postwar decades saw relatively aggressive antitrust enforcement by presidents of both major parties, the Reagan administration adopted a much more permissive merger philosophy that laid the groundwork for decades of consolidation across industries that has continued to this day, despite limited antitrust revivals during the Obama and Biden administrations.
Biden-era Federal Trade Commission Chair Lina Khan and DOJ officials pursued a more aggressive antitrust agenda that Trump has been rolling back in favor of deregulation. Critics have pointed out that Trump has sometimes used antitrust mechanisms selectively, targeting certain media or technology companies for political reasons rather than consistently applying a broad anti-monopoly approach.
According to an article published last month in The Wall Street Journal, Stanley Woodward, the senior DOJ official now overseeing antitrust enforcement, has told department lawyers that he favors resolving cases through settlements rather than taking corporations to trial. Some antitrust attorneys interpreted the remarks as a directive to avoid litigation and seek settlements in ongoing and future cases. Critics say Woodward’s posture could weaken the DOJ's ability to challenge monopolistic mergers in favor of fast-tracked settlements.
"He's taking litigation off the table, and you don’t get a settlement absent a litigation threat,” one person with knowledge of Woodward's actions told MS NOW. “I can’t think of an administration in history that would want to run antitrust policy like this.”
“Consumers are getting really screwed by all of this,” the person continued. “We’re talking 10 years of consumer harm that can’t be undone.”
The proposed deal "would represent a direct wealth transfer—one that would further strain the already challenging economic circumstances facing New York City’s immigrant communities," said the city's mayor.
With the Trump administration refusing to take substantive antitrust action—reaching a recent deal with a meat company accused of price fixing and settling a Biden-era lawsuit that accused Live Nation of monopolizing live entertainment—New York City Mayor Zohran Mamdani is using his influential position to urge the blocking of a corporate merger that he says would harm working families across the city.
Mamdani wrote to the New York State Department of Financial Services (DFS) late last month, outlets are reporting this week, urging the state financial regulator to block Western Union's $500 million merger with International Money Express, or Intermex.
With 4.5 million users, Intermex has a small fraction of Western Union's customer base of 150 million people who use wire transfer services. But Mamdani wrote that over the past decade the smaller company has "nearly tripled its share of remittances sent from the United States"—transfers of money that immigrants send back to their families in their home countries.
"In the US-to-Ecuador and US-to-Nicaragua corridors, Intermex’s market shares are 34% and 36%, respectively," wrote the mayor, showing that it is "winning customers away from Western Union, the historic market leader."
With immigrants increasingly using remittances to secure financial stability in case they are swept up in the Trump administration's mass deportation operation, "remittances are a crucial lifeline for New Yorkers and their communities abroad," wrote Mamdani.
On social media Thursday, Mamdani added that "families shouldn’t pay the price for corporate monopolies."
He told DFS that maintaining competition between providers of the service keeps prices for families "more competitive, encourages compliance with relevant consumer protection and disclosure requirements, and incentivizes reliability."
"The proposed merger would change that. By eliminating competition between Western Union and Intermex, the deal could lead to
higher fees (including those the businesses may fail to disclose), disadvantageous rates, worse terms, poorer service, and other impacts to these communities," wrote Mamdani, who has centered his agenda as mayor on making New York City more affordable for working families. "In short, it would represent a direct wealth transfer—one that would further strain the already challenging economic circumstances facing New York City’s immigrant communities."
The mayor noted that immigrants' access to affordable remittance services are already under threat, after the Republican Party's One Big Beautiful Bill Act imposed a 1% excise tax on cash remittance transactions.
"Now, this merger threatens to impose a new private tax on these same remittances, in the form of higher, supracompetitive prices that will flow directly to Western Union’s corporate coffers," said Mamdani.
Responding to the mayor's call for the merger to be blocked, Western Union claimed in a statement to DFS this week that the companies, should they be permitted to merge, would still provide "accessible and affordable" remittance services.
The mayor cited several US Supreme Court rulings that have found corporate mergers that would substantially lessen competition to be illegal and said that despite legal precedent, "the Trump administration has declined to challenge the merger on antitrust grounds."
"But that is not where the story ends," wrote Mamdani. "Instead, the deal still requires a series of money transmitter license approvals, including from the New York State Department of Financial Services."
"The conditions for disapproval are clearly met here," the mayor continued. "The transaction is manifestly against the public
interest, as it would lead to higher fees and worse rates for hard-working, disproportionately immigrant families, across New York City and the state—all to inflate Western Union’s balance sheet."
Semafor and The New York Times suggested that the influence of former Federal Trade Commission Chair Lina Khan may have pushed the mayor to lobby DFS to reject the merger. Khan is an outside adviser to Mamdani and served as co-chair of his transition team.
While working in the Biden administration, Khan blocked and challenged major corporate mergers including Kroger's attempt to acquire Albertsons, Meta's bid to buy virtual reality app company Within, and JetBlue's proposed merger with Spirit Airlines.
Daniel Hanley, a senior legal analyst at the anti-monopoly group Open Markets Institute applauded Mamdani's decision to wade into the debate over Western Union's proposed merger.
"State and local officials can supplement law enforcement," said Hanley, "while the federal government abdicates its fiduciary responsibilities."