New Tool Creates Personalized Legal Memo Asking Education Department to Cancel Student Debt
"President Biden says he is going to use every tool he can to cancel student debt, but there is still much more he can do," said a co-founder of the Debt Collective. "With this new tool, we are calling his bluff."
"Filling out this form creates an individual demand letter, tailored to your own student debt story, calling on the Department of Education to use its powers to cancel not just your debt, but everyone's."
That's how the Debt Collective describes a tool it launched Monday to increase pressure on the Biden administration to deliver on long-promised relief from federal student loan repayments.
As the group's website explains, for those who want to use the tool:
- You answer some basic questions about your student debt.
- Based on your answers, we've created legal language to assert why your loans are BS and should be canceled. Those answers will generate a demand letter.
- When you've completed all the questions, the form will get sent automatically to key officials with the power to act at the Department of Education.
"Using this new tool can in no way harm you," said Debt Collective spokesperson Braxton Brewington. "The reality is, the Education Department has the authority to eliminate a person's federal student debts if they want to. We know because they've done it before. Whether they choose to cancel people's debts or not is completely up to their political rationale."
An FAQ section for the tool explains that filling out the form does not ensure debt cancellation, and "the Department of Education is not required to respond to these letters. However, our goal is to submit so many of them, they will HAVE to make a statement."
President Joe Biden—who is seeking reelection next year—announced his initial plan to use a 2003 law to cancel up to $20,000 per borrower last August, but the U.S. Supreme Court's right-wing supermajority struck down the program in June.
Now, with loan payments that have been paused throughout the Covid-19 pandemic set to resume in October, borrowers and some Democrats in Congress have renewed demands for urgent relief action by the Biden administration.
"President Biden says he is going to use every tool he can to cancel student debt, but there is still much more he can do," noted Debt Collective co-founder Thomas Gokey. "With this new tool, we are calling his bluff and demanding he cancel the debt for everyone today."
After the Supreme Court ruling, the Biden administration initiated a rulemaking process involving the Higher Education Act of 1965, but borrowers and campaigners are concerned about how long it is taking and warn that right-wing opponents of debt cancellation will use the time to come up with ways to keep blocking relief.
Hoping for swift and sweeping presidential action, the Debt Collective previously published a draft executive order that says in part, "The secretary of education shall immediately use the full extent of his power under the Higher Education Act and any other applicable law to cancel all obligations to repay federal student loans."
Urgent. It's never been this bad.
Dear Common Dreams reader, It’s been nearly 30 years since I co-founded Common Dreams with my late wife, Lina Newhouser. We had the radical notion that journalism should serve the public good, not corporate profits. It was clear to us from the outset what it would take to build such a project. No paid advertisements. No corporate sponsors. No millionaire publisher telling us what to think or do. Many people said we wouldn't last a year, but we proved those doubters wrong. Together with a tremendous team of journalists and dedicated staff, we built an independent media outlet free from the constraints of profits and corporate control. Our mission from the outset was simple. To inform. To inspire. To ignite change for the common good. Building Common Dreams was not easy. Our survival was never guaranteed. When you take on the most powerful forces—Wall Street greed, fossil fuel industry destruction, Big Tech lobbyists, and uber-rich oligarchs who have spent billions upon billions rigging the economy and democracy in their favor—the only bulwark you have is supporters who believe in your work. But here’s the urgent message from me today. It’s never been this bad out there. And it’s never been this hard to keep us going. At the very moment Common Dreams is most needed and doing some of its best and most important work, the threats we face are intensifying. Right now, with just four days to go in our Spring Campaign, we are not even halfway to our goal. When everyone does the little they can afford, we are strong. But if that support retreats or dries up, so do we. Can you make a gift right now to make sure Common Dreams not only survives but thrives? There is no backup plan or rainy day fund. There is only you. —Craig Brown, Co-founder |
"Filling out this form creates an individual demand letter, tailored to your own student debt story, calling on the Department of Education to use its powers to cancel not just your debt, but everyone's."
That's how the Debt Collective describes a tool it launched Monday to increase pressure on the Biden administration to deliver on long-promised relief from federal student loan repayments.
As the group's website explains, for those who want to use the tool:
- You answer some basic questions about your student debt.
- Based on your answers, we've created legal language to assert why your loans are BS and should be canceled. Those answers will generate a demand letter.
- When you've completed all the questions, the form will get sent automatically to key officials with the power to act at the Department of Education.
"Using this new tool can in no way harm you," said Debt Collective spokesperson Braxton Brewington. "The reality is, the Education Department has the authority to eliminate a person's federal student debts if they want to. We know because they've done it before. Whether they choose to cancel people's debts or not is completely up to their political rationale."
An FAQ section for the tool explains that filling out the form does not ensure debt cancellation, and "the Department of Education is not required to respond to these letters. However, our goal is to submit so many of them, they will HAVE to make a statement."
President Joe Biden—who is seeking reelection next year—announced his initial plan to use a 2003 law to cancel up to $20,000 per borrower last August, but the U.S. Supreme Court's right-wing supermajority struck down the program in June.
Now, with loan payments that have been paused throughout the Covid-19 pandemic set to resume in October, borrowers and some Democrats in Congress have renewed demands for urgent relief action by the Biden administration.
"President Biden says he is going to use every tool he can to cancel student debt, but there is still much more he can do," noted Debt Collective co-founder Thomas Gokey. "With this new tool, we are calling his bluff and demanding he cancel the debt for everyone today."
After the Supreme Court ruling, the Biden administration initiated a rulemaking process involving the Higher Education Act of 1965, but borrowers and campaigners are concerned about how long it is taking and warn that right-wing opponents of debt cancellation will use the time to come up with ways to keep blocking relief.
Hoping for swift and sweeping presidential action, the Debt Collective previously published a draft executive order that says in part, "The secretary of education shall immediately use the full extent of his power under the Higher Education Act and any other applicable law to cancel all obligations to repay federal student loans."
- Manchin, Tester, and Sinema Join Senate GOP in 'Cruel' Vote to Repeal Biden Student Debt Relief ›
- 'Shame': Two House Democrats Face Backlash for Voting to Repeal Student Debt Relief ›
- To Avert 'Financial Cliff' for Millions, Dems in Congress Demand Biden Swiftly Deliver Student Debt Relief ›
- 'A Promise Is a Promise': Biden Urged to Use Different Authority to Wipe Out Student Debt ›
- US Cities and Counties Demand Promised Student Debt Relief From Biden ›
- House Progressives Applaud as Biden Student Debt Relief Tops $143 Billion ›
- 'Death Should Not Be the Only Relief': Seniors Lead Their First Action Against Student Debt | Common Dreams ›
"Filling out this form creates an individual demand letter, tailored to your own student debt story, calling on the Department of Education to use its powers to cancel not just your debt, but everyone's."
That's how the Debt Collective describes a tool it launched Monday to increase pressure on the Biden administration to deliver on long-promised relief from federal student loan repayments.
As the group's website explains, for those who want to use the tool:
- You answer some basic questions about your student debt.
- Based on your answers, we've created legal language to assert why your loans are BS and should be canceled. Those answers will generate a demand letter.
- When you've completed all the questions, the form will get sent automatically to key officials with the power to act at the Department of Education.
"Using this new tool can in no way harm you," said Debt Collective spokesperson Braxton Brewington. "The reality is, the Education Department has the authority to eliminate a person's federal student debts if they want to. We know because they've done it before. Whether they choose to cancel people's debts or not is completely up to their political rationale."
An FAQ section for the tool explains that filling out the form does not ensure debt cancellation, and "the Department of Education is not required to respond to these letters. However, our goal is to submit so many of them, they will HAVE to make a statement."
President Joe Biden—who is seeking reelection next year—announced his initial plan to use a 2003 law to cancel up to $20,000 per borrower last August, but the U.S. Supreme Court's right-wing supermajority struck down the program in June.
Now, with loan payments that have been paused throughout the Covid-19 pandemic set to resume in October, borrowers and some Democrats in Congress have renewed demands for urgent relief action by the Biden administration.
"President Biden says he is going to use every tool he can to cancel student debt, but there is still much more he can do," noted Debt Collective co-founder Thomas Gokey. "With this new tool, we are calling his bluff and demanding he cancel the debt for everyone today."
After the Supreme Court ruling, the Biden administration initiated a rulemaking process involving the Higher Education Act of 1965, but borrowers and campaigners are concerned about how long it is taking and warn that right-wing opponents of debt cancellation will use the time to come up with ways to keep blocking relief.
Hoping for swift and sweeping presidential action, the Debt Collective previously published a draft executive order that says in part, "The secretary of education shall immediately use the full extent of his power under the Higher Education Act and any other applicable law to cancel all obligations to repay federal student loans."
- Manchin, Tester, and Sinema Join Senate GOP in 'Cruel' Vote to Repeal Biden Student Debt Relief ›
- 'Shame': Two House Democrats Face Backlash for Voting to Repeal Student Debt Relief ›
- To Avert 'Financial Cliff' for Millions, Dems in Congress Demand Biden Swiftly Deliver Student Debt Relief ›
- 'A Promise Is a Promise': Biden Urged to Use Different Authority to Wipe Out Student Debt ›
- US Cities and Counties Demand Promised Student Debt Relief From Biden ›
- House Progressives Applaud as Biden Student Debt Relief Tops $143 Billion ›
- 'Death Should Not Be the Only Relief': Seniors Lead Their First Action Against Student Debt | Common Dreams ›