Three days after CNBC host Jim Cramer pronounced fossil fuel investments as being \u0022in the death knell phase,\u0022 Goldman Sachs on Monday downgraded its stock assessment for ExxonMobil, advising investors to sell their shares of the oil and gas giant.The Wall Street firm changed its \u0022neutral\u0022 rating to \u0022sell\u0022 following its fourth quarter earnings reports which showed Exxon\u0026#039;s earnings falling from $6 billion in 2018 to $5.6 billion last year.The firm found no \u0022compelling case\u0022 for holding on to Exxon\u0026#039;s stocks, according to CNBC, and advised investors that \u0022more compelling returns opportunities exist both among the global majors and global large cap stocks outside of energy.\u0022As author and 350.org co-founder Bill McKibben tweeted, Goldman Sachs\u0026#039; decision confirms that aside from helping to \u0022preserve a livable planet,\u0022 another reason to divest fossil fuel stocks is\u0026nbsp;\u0022so that you won\u0026#039;t lose your money.\u0022The best reason to divest fossil fuel stock is that you\u0026#039;d like to help preserve a livable planet.Another reason is so that you won\u0026#039;t lose your money.https://t.co/cigoyKWqfc— Bill McKibben (@billmckibben) February 3, 2020Goldman Sachs predicted that Exxon will meet just half of its targeted returns by 2025.The firm\u0026#039;s prediction is just the latest indication that the financial sector and other profit-driven entities are beginning to see fossil fuels as an impractical investment.\u0022A reminder that capital often doesn\u0026#039;t walk, it runs.\u0022 —Nathan Lemphers, Smart Prosperity InstituteAs Common Dreams reported last November, analysts at Toronto-based firm Corporate Knights found that investing in fossil fuels cost pension funds in California and Colorado cost retirees $19 billion collectively over a decade.A number of cities have divested from Wells Fargo for its funding of fossil fuel projects, and as Common Dreams reported Friday, Cramer announced on CNBC\u0026#039;s \u0022Squawk Box\u0022 that he is \u0022done\u0022 with fossil fuel investments, suggesting oil, gas, and coal have become relics of the past.\u0022The world\u0026#039;s changed,\u0022 Cramer said. \u0022New money managers want to appease younger people who believe that you can\u0026#039;t ever make a fossil fuel company sustainable... You can tell that the world\u0026#039;s turned on them, and it\u0026#039;s actually kind of happening very quickly.\u0022“I’m done with fossil fuels. They’re done,” @MadMoneyOnCNBC\u0026#039;s @JimCramer says after oil giants Exxon Mobil and Chevron reported Q4 earnings this morning. “We’re in the death knell phase.” https://t.co/rdcmoeRGMB pic.twitter.com/yl8iP7hpMi— CNBC (@CNBC) January 31, 2020Mary Sweeters, outreach manager for Insure Our Future, a campaign calling on insurance companies to divest from fossil fuels, was among those who noted Cramer\u0026#039;s comments and Goldman Sachs\u0026#039; analysis on Monday.ICYMI: @GoldmanSachs downgrades Exxon stock to \u0026#039;sell\u0026#039; while @jimcramer describes oil\u0026#039;s status as \u0022in the death knell phase\u0022. https://t.co/38OLXMNu1i— Mary Sweeters (@MSweeters) February 3, 2020Environmental policy researcher Nathan Lemphers jokingly referred to Goldman Sachs analysts running from Exxon stocks as \u0022eco-radicals\u0022 as he noted on Twitter that other investment banks appear to be following suit.Eco-radicals @GoldmanSachs downgrade @exxonmobil to \u0022sell\u0022 status. Seems like many other major investment banks are following suit. A reminder that capital often doesn\u0026#039;t walk, it runs. https://t.co/DpyuHAu1if— Nathan Lemphers (@enlem) February 3, 2020\u0022It\u0026#039;s time for a strategy that\u0026#039;s better for the climate and shareholders alike,\u0022 wrote Edward Mason, head of responsible investment for the Church of England, which voted nearly two years ago to divest from fossil fuels by 2023.