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Middle-income families save an average 9% of income; for example, a family earning $62,000 today paying $10,000 per year out of pocket would pay $930. (Photo: Alex Wong/Getty Images)
Isn't this a "radical transformation" of the US healthcare system?
No. Medicare for All expands the role of public financing in healthcare- 60% of healthcare is already paid for by our taxes. It does so through an existing "single-payer" called the Medicare Trust Fund that already pays virtually every provider in the US but just for seniors. Under Medicare for All it will cover everybody and reimburse providers who remain mostly private. The new financing replaces all premiums, co-pays and deductibles -Medicare for All is the only reform program to do so.
Besides the government, the primary payers in the current system are the commercial insurance companies, funded by employer contributions, taxes, and individuals (those premiums, co-pays, and deductibles). These insurance companies are "middle men." For prescription drugs, the insurance companies often pay Pharmacy Benefit Managers (PBMs) who set the limits on coverage and pay pharmacies. The Medicare program in part currently uses insurance companies and PBMs. The new Medicare for All will directly pay for prescriptions, services and providers, cutting out all "middle men."
How can we afford Medicare For All?
How does "Medicare for All" achieve savings over the for-profit private insurance system?
Won't long term care bust the budget?
These numbers blow away the insurance industry-funded smoke screen. Medicare for All works. It's the pragmatic alternative to the rising insecurity we feel from escalating costs and huge out of pocket spending - today, we don't know if we'll get the care we need.
Through Medicare for All we will.
Dear Common Dreams reader, The U.S. is on a fast track to authoritarianism like nothing I've ever seen. Meanwhile, corporate news outlets are utterly capitulating to Trump, twisting their coverage to avoid drawing his ire while lining up to stuff cash in his pockets. That's why I believe that Common Dreams is doing the best and most consequential reporting that we've ever done. Our small but mighty team is a progressive reporting powerhouse, covering the news every day that the corporate media never will. Our mission has always been simple: To inform. To inspire. And to ignite change for the common good. Now here's the key piece that I want all our readers to understand: None of this would be possible without your financial support. That's not just some fundraising cliche. It's the absolute and literal truth. We don't accept corporate advertising and never will. We don't have a paywall because we don't think people should be blocked from critical news based on their ability to pay. Everything we do is funded by the donations of readers like you. Will you donate now to help power the nonprofit, independent reporting of Common Dreams? Thank you for being a vital member of our community. Together, we can keep independent journalism alive when it’s needed most. - Craig Brown, Co-founder |
Isn't this a "radical transformation" of the US healthcare system?
No. Medicare for All expands the role of public financing in healthcare- 60% of healthcare is already paid for by our taxes. It does so through an existing "single-payer" called the Medicare Trust Fund that already pays virtually every provider in the US but just for seniors. Under Medicare for All it will cover everybody and reimburse providers who remain mostly private. The new financing replaces all premiums, co-pays and deductibles -Medicare for All is the only reform program to do so.
Besides the government, the primary payers in the current system are the commercial insurance companies, funded by employer contributions, taxes, and individuals (those premiums, co-pays, and deductibles). These insurance companies are "middle men." For prescription drugs, the insurance companies often pay Pharmacy Benefit Managers (PBMs) who set the limits on coverage and pay pharmacies. The Medicare program in part currently uses insurance companies and PBMs. The new Medicare for All will directly pay for prescriptions, services and providers, cutting out all "middle men."
How can we afford Medicare For All?
How does "Medicare for All" achieve savings over the for-profit private insurance system?
Won't long term care bust the budget?
These numbers blow away the insurance industry-funded smoke screen. Medicare for All works. It's the pragmatic alternative to the rising insecurity we feel from escalating costs and huge out of pocket spending - today, we don't know if we'll get the care we need.
Through Medicare for All we will.
Isn't this a "radical transformation" of the US healthcare system?
No. Medicare for All expands the role of public financing in healthcare- 60% of healthcare is already paid for by our taxes. It does so through an existing "single-payer" called the Medicare Trust Fund that already pays virtually every provider in the US but just for seniors. Under Medicare for All it will cover everybody and reimburse providers who remain mostly private. The new financing replaces all premiums, co-pays and deductibles -Medicare for All is the only reform program to do so.
Besides the government, the primary payers in the current system are the commercial insurance companies, funded by employer contributions, taxes, and individuals (those premiums, co-pays, and deductibles). These insurance companies are "middle men." For prescription drugs, the insurance companies often pay Pharmacy Benefit Managers (PBMs) who set the limits on coverage and pay pharmacies. The Medicare program in part currently uses insurance companies and PBMs. The new Medicare for All will directly pay for prescriptions, services and providers, cutting out all "middle men."
How can we afford Medicare For All?
How does "Medicare for All" achieve savings over the for-profit private insurance system?
Won't long term care bust the budget?
These numbers blow away the insurance industry-funded smoke screen. Medicare for All works. It's the pragmatic alternative to the rising insecurity we feel from escalating costs and huge out of pocket spending - today, we don't know if we'll get the care we need.
Through Medicare for All we will.