When Medicare and Medicaid were signed into law on
July 30, 1965, former President Harry Truman received the first Medicare card.
He would be shocked that 40 years later, more than 45 million Americans have no
health coverage, half of all personal bankruptcies are health-related, and lack
of universal insurance is increasingly hurting our economy as well as our
health.Truman proposed national health insurance for all Americans in
1945. He said, "By preventing illness, by assuring access to needed community
and personal health services...and by protecting our people against the loss
caused by sickness, we shall strengthen our national health, our national
defense and our productivity."
If Americans without health insurance were
a nation, the population would be bigger than Canada -- plus Michigan, Montana,
New Hampshire and Vermont. Canada, like other industrialized nations besides
ours, provides universal health coverage.
Contrary to myth, the United
States does not have the world's best health care. It has the
costliest.
In the words of Dr. Christopher Murray of the World Health
Organization (WHO), "Basically, you die earlier and spend more time disabled if
you're an American rather than a member of most other advanced
countries."
The United States is just No. 29 in the WHO healthy life
expectancy ranking. We lag Canada by nearly three years and Japan by nearly
six.
The United States does worse than 36 countries in child mortality
under age five -- well behind South Korea and Singapore.
The United
States is No. 1 in spending. The Organization for Economic Cooperation and
Development (OECD) reports the United States spent 15 percent of its Gross
Domestic Product on health in 2003 compared to an average 8.6 percent in 30 OECD
countries.
The United States has fewer physicians, nurses and hospital
beds per person, and fewer MRI and CT scanners than the OECD average. Health
Affairs reports that Americans had more difficulty making appointments with
physicians quickly than people in Canada, the U.K., Australia and New Zealand,
and were more likely to delay or forgo treatment because of cost.
Lack of
health insurance is killing many more Americans than terrorism. As the Institute
of Medicine documents, uninsured Americans get about half the medical care of
those with insurance. They receive too little care, too late, get sicker and die
sooner. For example, uninsured women with breast cancer have a 30 percent to 50
percent higher risk of dying than insured women. Uninsured car crash victims
receive less care in the hospital and have a 37 percent higher mortality rate
than privately insured patients.
One out of three Americans below age 65
-- 85 million people -- lacked private or public health insurance for all or
part of 2003-2004. Millions more are underinsured.
Average family health
insurance premiums will reach a projected $14,545 in 2006, more than double the
2001 average.
Much health spending is squandered on the mountainous red
tape, profits and executive pay of private insurance and drug companies. As Dr.
Marcia Angell explains in "The Truth About the Drug Companies," the highly
profitable pharmaceutical industry relies heavily on taxpayer-funded
research.
The National Coalition on Health Care, an alliance of about 100
corporations, pension funds, medical associations, insurers, unions, consumer
and religious organizations, says, "Comprehensive health care reform is long
overdue. Every year that reform is delayed, tens of millions of Americans live
in peril, without health insurance; millions are harmed, and hundreds of
thousands die needlessly, because of sub-standard care."
"The crisis in
health care is the central economic problem facing America -- adversely
affecting living standards, job creation and retention, wage growth, the
adequacy and viability of pension benefits" and the global competitiveness of
American business, says Coalition president Henry Simmons.
The Coalition
calls for "health care coverage for all." It offers four different scenarios for
universal coverage: employer and individual mandates and subsidies; expanding
Medicare and other public health insurance; creating a new public program
modeled on the Federal Employee Health Benefits Plan; and establishing a
universal single payer, publicly financed program.
The first three
scenarios would net $320 billion to $370 billion in savings over the first ten
years; the fourth scenario would save $1.1 trillion.
Like untreated
cancer, the health care crisis is spreading throughout our families and economy.
It's time for health care for all.
Holly Sklar is co-author of "Raise the
Floor: Wages and Policies That Work for All Of Us" (www.raisethefloor.org).
© 2005 Holly Sklar
###