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Treasury Department's Bank Stress Test a Mystery

U.S. Treasury Secretary Timothy Geithner meets journalists at the end of the G-7 (Group of Seven) Finance Ministers and Central Bank Governors meeting, in Rome, Saturday, Feb. 14, 2009.

The Treasury Department has hinged a big part of its plans for the banking industry on a so-called stress test, but has revealed almost nothing about what the test might entail.

The government's latest lifeline for major banks, announced Monday, has one main qualification: A bank has to essentially fail the stress test, which is meant to determine if it could survive a worse-than-expected decline in the economy.