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Insured or Not, Few Are Secure in US Health System

The Zammit family of Deltona is the victim of two staggering injustices. No one can be blamed for the first, at least no one here and now. Nathan Zammit, 16, has had a brain tumor and half his skull removed. He faces eight months of chemotherapy. The second injustice is more like a crime because it's man-made: A health care system that punishes and ruins instead of insuring against catastrophes. The Zammits are insured.