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Ban The Banks NEW YORK--I was 17, and it was the summer between my high school graduation and freshman orientation week in college. My mom drove me downtown to the Gem City Savings building, where I signed a pile of loan applications I wasn't given time to read. Which was just as well, since I was 17 and not a lawyer and wouldn't have understood them. If the banker had told me that I'd end up paying $820 a month until I was 32 years old--which was more than my salary--I might have reconsidered going to college. Student loans are big business. In 2006 banks lent college students a whopping $85 billion.

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Ban The Banks

NEW YORK--I was 17, and it was the summer between my high school graduation and freshman orientation week in college. My mom drove me downtown to the Gem City Savings building, where I signed a pile of loan applications I wasn't given time to read. Which was just as well, since I was 17 and not a lawyer and wouldn't have understood them. If the banker had told me that I'd end up paying $820 a month until I was 32 years old--which was more than my salary--I might have reconsidered going to college. Student loans are big business. In 2006 banks lent college students a whopping $85 billion.